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MERCATOR ADVISORY GROUP
is the leading independent research and advisory services firm exclusively focused on the payments and banking industries globally, charting the course for sustained growth and profitability.

 

 U.S. E-commerce: Mobile Devices and Alternative Payments Bring Retail Online 
 Procure-To-Pay 
 A Moment in Time 
 BRIC Debit Divergence: Brazil and India 
 Too Early to Call: Five Mobile Giants 
 Delineating the Mobile Value Chain: A Holistic View of Mobile Payments 
 Growing P-Card Programs: Engaging with Suppliers 
 Measuring Reload: ACH, Cards, Cash, and Checks 
 Mobile Opportunities for Closed-Loop Issuers 
 The Impact of Natural Gas Fuels on Fleet Card Provider Business Model 
 International Payments Innovations 
 U.S. Digital Gift Card Loads to 2014: A Baseline Forecast 
 Overdraft Fees 
 Leveraging Marketing and Analytics in Banking  
 iPad and Other Tablet Computer Use in Banking 
 Consumers and ATMs: New Opportunities for the Old Channel 
 Multinational Merchant Acquiring 
 Japan Payments Market Update 
 Third-Party Payment Processor Risk: FDIC's Guidance and Its Impact on Merchant Service Providers  
 Cross-Border Online Payments 

"Until this report, reload was always evaluated as a function strictly associated with a particular product. Retailers, transit operators, payroll card suppliers, managers prepaid financial services program (general purpose reloadable cards) all looked at reloads as a unique service they offer. This research proves that reload implementations share many common attributes and that the lessons learned in one reload domain can be extremely valuable in other domains. The facts uncovered in this report suggest that many of the most common complaints seen on message boards regarding funding problems are actually driven by the operational limitations of the ACH."

Tim Sloane, Director of Mercator's Prepaid Advisory Service and author of the report Measuring Reload: ACH, Cards, Cash, and Checks.

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