The Under-Billed Market: It's The Little Payments That Mean A Lot

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An opportunity market for migrating small value, service-related consumer-to-business payments from checks and cash to electronic payment forms is quickly emerging in the United States, spurred on by technology that supports inexpensive, convenient card acceptance devices. On the other side of this market are the billions of regular bill payments that take place on the edges of consumers’ lives.

Traditional bill pay solutions have been slow to automate these transactions even though they represent one of the final hurdles to removing cash and check payments from the market and as a result may find a home in the person-to-person market, thereby cutting one more line to traditional financial institutions.

Published on: May 19, 2010
Author: Mercator Research Team
Alternate Point of Contact: Amy Dunckelmann

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