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Competing technology crowds e-commerce security market.
Mercator Advisory Group evaluates the current and future state of e-commerce security and finds promise and peril in new technology.
Published on: February 12, 2019 Author: Tim Sloane Alternate Point of Contact: Amy Dunckelmann
“The gauntlet has been thrown for 2019 for securing e-commerce. While the industry tries to solve e-commerce security issues, in many senses it is getting in its own way. EMVco, which has made strides in card-present fraud, is preparing new technologies for e-commerce. The most promising of these is 3-D Secure, version 2.0 (3DS2), an upgrade of current authentication technology, which is a significant upgrade over the original protocol 3-D Secure (3DS) from the global card network consortium EMVCo that could impact e-commerce and m-commerce fraud frequency and the negative costs associated with it. Yet, credit card companies are preparing a more aggressive upgrade called Secure Remote Commerce on its heels. Banks and merchants will have a stake in securing e-commerce, but may be confused by rapid-fire roll-outs from EMVco,” comments the author of the report, Tim Sloane, Vice President, Payments Innovation, and Director, Emerging Technologies Advisory Service, at Mercator Advisory Group.
This research report has 30 pages and 10 exhibits.
Companies and other organizations mentioned in this report include: ACI, Adyen, Alibaba, Amazon, American Express, Apple, AsiaPay, BarclayCard, Best Innovation Group, Cardinal Commerce, Cisco, CULedger, Decentralised Identity Foundation, Discover, eBay, EMVCo, Evernym, Facebook, Federal Reserve Bank of Minneapolis, First Data Corporation, Fiserv, Google, Government of British Columbia, Government of Ontario, InAuth, IBM, International Airlines Group, JCB, Linux Foundation, Lloyds Bank, Kount, Mastercard, Microsoft, Mozilla Foundation, National Institute of Standards and Technology (NIST), Novartis, NuData, PayPal, Protegrity, Royal Credit Union, SITA, Sovrin Foundation, Square, Stripe, TokenEx, Tencent, ThreatMetrix, TSYS, UnionPay, Veridium, Visa, Worldpay, and The World Wide Web Consortium (W3C).
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