In Search of a Profit: As Return on Credit Card Assets Continues to Slip, Issuers Must Position for 2018


Lower return on assets means a softening in revenue, profitability and shareholder return.

The Federal Reserve Board’s annual Report to Congress
on Credit Card Profitability of Depository Institutions, June 2017, indicates the lowest return on assets rate in seven years. In this ForeSight report, Mercator Advisory Group recommends nine critical credit policy actions that issuers should consider in their business strategies.

Published on: August 23, 2017
Author: Brian Riley
Alternate Point of Contact: Amy Dunckelmann


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