Credit Card Management: Maximizing Profitability in this Rapidly Changing Environment


July 28, 2020 1:00 pm ET

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Credit cards have long been recognized as the most profitable retail banking product in existence. But a number of forces—exogenous to the portfolio itself, or indeed part of the management of the portfolio—can impede that profitability. Mercator Advisory Group’s independent examination of our client’s operation will provide keen insights into how the credit card business runs and what might be done to make it more profitable and less risky. Some credit card issuers may leverage this methodology to hone portfolio performance, while others may find that a credit card operation is just not suitable for their business. Armed with our insights, our clients will understand how well their operation works as well as how profitable it can actually be.

Join Brian Riley, Director of the Credit Advisory Service at Mercator Advisory Group as he describes a new program that provides a proven tool that allows portfolio managers to gauge issuer performance and make the changes necessary to optimize profitability

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