We will discuss the four themes of Mercator’s 2019 Outlook for commercial & enterprise payments and determine whether subsequent research and industry events indicate an alignment with expectations. Provide a preliminary review of where we see things moving as 2020 approaches. Questions to be reviewed include:

• Is digitization and convergence of transaction banking occurring?
• How is latest gen technology being utilized across commercial banking and payments?
• What are the recent fraud trends and where is the next risk vector?
• What is changing as we move into 2020?