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This viewpoint reviews the developments and trending movement of fintech as it relates to the corporate transaction banking space, -
Gen Z, defined as those born in 1997 or after, must be a top priority for all merchants and their service providers. Merchants need to build relationships with Gen Zers now in order to rack up sales and have relationships with young consumers that could last for decades. -
This report covers Mercator Advisory Group research and expectations in the commercial prepaid market. Highlights include trends for both open-loop and closed-loop products.
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Prepaid mobile subscriptions provide simple and low-commitment options to connect to connected systems easily. With expanding technology, prepaid mobile will connect people through smartphones and serve as their primary connection to high-speed internet, starting in the developed world but eventually spreading to emerging economies.
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This report covers Mercator Advisory Group research and expectations on how economic and regulatory issues are affecting the prepaid card market.
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Wallet-based digital ID will create a wedge between universal wallets and payment apps, as embedded finance product offerings converge on feature parity over time.
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Readers interested in faster payments systems, including real-time, near-real-time, and same-day settlement, will want to review this paper, particularly if their interest is in business-to-business (B2B) uses. The paper covers recent developments and forward expectations for the various forms of faster payments in B2B use cases, and provides latest data around same-day ACH and RTP.
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The 2022 holiday sales season looks to be a strong one for merchants, but they’ll need help from service providers to survive and thrive into 2023 and beyond.
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Despite its long history of ups and downs, the secured card market is ripe for opportunity. The product excels as a credit-building tool used to enable credit access. We track exciting new programs in the field and analyze the current marketplace.
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A new clarification to a debit regulation sets standards for dual routing in card-not-present transactions, but how will the Federal Reserve Board’s regulation affect merchants, debit card issuers, and consumers?
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This report looks at predictions for the 2023 open-loop prepaid market focusing on merchants, consumers sentiment and other areas in the current economy.
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This report highlights trends for 11 closed-loop products encompassing such areas as transit, nutrition assistance, consumer incentives, and petroleum. We lean on consumer use and sentiment toward these cards. Economic conditions and market turmoil make forecasting especially challenging, but consumer sentiments toward the products overall remain positive.
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