Mercator Advisory Group develops a proven program that examines the institution’s payments performance with a view to optimize future revenue and competitive advantage. 

Designed especially for banks and credit unions of $5 billion in assets and under, the Payments Assessment and Growth Potential program examines the institution’s payments performance by line of business (e.g., credit, debit, commercial, merchant services) and by technology (mobile, IoT readiness, competitive edge) with a view to optimizing revenue, keeping up with and potentially surpassing the competition.

Banks and credit unions that engage in this program gain the benefit of Mercator Advisory Group’s “A-Team” of analysts, who together bring far in excess of 100 years’ experience in managing payments businesses for major financial institutions in the U.S. They will examine revenue, expense, technology, product alignment, technology awareness and sophistication, vendors, and the bank or credit union’s processor.

Benefits of this Payments Assessment and Growth Potential program:

  • A clear line of sight into payments revenue and opportunity by line of business and technology
  • Immediate next steps for action
  • Vendor and contract optimization
  • Competitive review and insight

Deliverables of the IoT Go-To-Market Program:

Final delivery will consist of a half-day workshop, either online, or at client location, in which the Mercator team will present its findings, ranking and rating the current payment offerings by assessing the following important vectors:

  • Areas for growth
  • Gaps in the current situation
  • Scalability and opportunities to achieve scale
  • Technology that may provide significant ROI

For more information, please call Mercator Advisory Group’s main line: +1 (781) 419-1700, or send an e-mail to

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About Mercator Advisory Group
Mercator Advisory Group is the leading independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world’s largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal