Recent Research

Service Description

Mercator Advisory Group’s Debit  and Alternative Products Advisory Service focuses on the needs of debit issuers,  processors, and the vendors who serve them. The emphasis of this service is on various forms of “pay now” payment methods that  access a transaction account including, debit cards, private label debit, ACH, bill pay, real time and faster payments.

From the perspective of account holders, financial institutions, and merchants, Mercator Advisory Group examines the impact of current and future technology on business processes at all stages of the pay now account and transaction life cycle.

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Roles Served by Mercator
About Advisory Services

Membership Deliverables

General elements based on subscribed services. Click above to see full details.

  • Unlimited analyst inquiries within subscribed service areas
  • 5 to 15 hours of firm-wide analyst inquiries
  • Access to a minimum of 17 new research documents each year
  • Access to full back library
    of research documents
  • 7 user IDs to access research reports – per service area.
  • Scheduled video and/or teleconferences with analysts
  • Presentation/Consulting Days

Service Director

Sarah Grotta
Sarah GrottaDirector, Debit and Alternative Products

Contributing Analyst

Steve Murphy
Steve MurphyDirector, Commercial and Enterprise Payments

Contributing Analyst

Ben Danner
Ben DannerAnalyst, Research Services


2020 Outlook: Debit and Alternative Products

Viewpoint / Sarah Grotta / November 2019

U.S. Faster Payments Forecast, 2019–2024: Building the Foundation

In-Depth Report / Sarah Grotta / October 2019

Payments for Work in the U.S. Gig Economy

Viewpoint / Sarah Grotta / August 2019

2019 Annual U.S. Debit Market Data Review

In-Depth Report / Sarah Grotta / June 2019

Debit Rewards: Taking a Focused Approach

In-Depth Report / Sarah Grotta / June 2019

The Growing Business of U.S. Small Business Debit

Viewpoint / Sarah Grotta / April 2019

Digital Consumer Banks in the U.S.: Your Money or Your Wallet

In-Depth Report / Ken Paterson / April 2019

The State of Debit Card Fraud

Viewpoint / Sarah Grotta / March 2019

2019 Outlook: U.S. Payments

Viewpoint / Aaron McPherson / January 2019

The Blurred Lines Between Debit and Prepaid Cards

In-Depth Report / Sarah Grotta / December 2018

2018 U.S. ATM Benchmark Report

In-Depth Report / Sarah Grotta / November 2018

Mobile Banking as a Hub: Redefining Service Delivery

In-Depth Report / Ken Paterson / November 2018

2019 Outlook: U.S. Debit Cards and Alternative Products

Viewpoint / Sarah Grotta / November 2018

Global Interchange Regulation: Impact on Debit Cards

In-Depth Report / Sarah Grotta / October 2018

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