Recent Research

Service Description

Mercator Advisory Group’s Debit  and Alternative Products Advisory Service focuses on the needs of debit issuers,  processors, and the vendors who serve them. The emphasis of this service is on various forms of “pay now” payment methods that  access a transaction account including, debit cards, private label debit, ACH, bill pay, real time and faster payments.

From the perspective of account holders, financial institutions, and merchants, Mercator Advisory Group examines the impact of current and future technology on business processes at all stages of the pay now account and transaction life cycle.

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Roles Served by Mercator
About Advisory Services

Membership Deliverables

General elements based on subscribed services. Click above to see full details.

  • Unlimited analyst inquiries within subscribed service areas
  • 5 to 15 hours of firm-wide analyst inquiries
  • Access to a minimum of 17 new research documents each year
  • Access to full back library
    of research documents
  • 7 user IDs to access research reports – per service area.
  • Scheduled video and/or teleconferences with analysts
  • Presentation/Consulting Days

Service Director

Sarah Grotta
Sarah GrottaDirector, Debit and Alternative Products

Contributing Analyst

Steve Murphy
Steve MurphyDirector, Commercial and Enterprise Payments

Contributing Analyst

Ben Danner
Ben DannerAnalyst, Research Services


The Complexity and Risk of Check 21 Imaging Operations

Indepth Report / Mercator Research Team / May 2004

Check 21: Harnessing A Billion Points of Light

Indepth Report / Mercator Research Team / April 2004

Advanced Functionality ATMs: A New Presence for the 21st Century

Indepth Report / Mercator Research Team / December 2003

The Evolution of US Debit: Poised for Aggressive Growth

Indepth Report / Mercator Research Team / November 2003

Micropayments Get Smart: Online Debit & Chip a Winning Combination

Indepth Report / Mercator Research Team / November 2003

The Battle for the US Consumer: FDC, Wal-Mart and the Future of the Payments Industry

Indepth Report / Mercator Research Team / November 2003

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