Recent Research

Service Description

Mercator Advisory Group’s Credit Advisory Service focuses on the needs of credit issuers, acquirers and processors, and the vendors and investors who serve them. The emphasis of this service is the consumer and business “pay later” payment methods involving the extension of credit, examining the impact of technology and the competitive environment on business process at all stages of the account life cycle.

Many topics focus on card-based consumer and small business solutions. Emerging online and alternative credit payments products are also covered.

The Credit Advisory Service focuses on identifying areas of opportunity, monitoring new developments that will impact growth from the perspectives of the various stakeholders, analyzing key metrics, and identifying trends including but not limited to: best practices, innovative strategies, regulatory issues, partnership opportunities, risk management, key market practitioners, and emerging business lines.

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About Advisory Services

Membership Deliverables

General elements based on subscribed services. Click above to see full details.

  • Unlimited analyst inquiries within subscribed service areas
  • 5 to 15 hours of firm-wide analyst inquiries
  • Access to a minimum of 17 new research documents each year
  • Access to full back library
    of research documents
  • 7 user IDs to access research reports – per service area.
  • Scheduled video and/or teleconferences with analysts
  • Presentation/Consulting Days

Service Director

Brian Riley
Brian RileyDirector, Credit

Contributing Analyst

Don Apgar
Don ApgarDirector, Merchant Services Advisory Service

Contributing Analyst

Ben Danner
Ben DannerAnalyst, Research Services


Buy Now Pay Later Lending: The Time to Regulate is Now

Viewpoint / Brian Riley / December 2020

e-Commerce Authorization Data: Patching the Patchwork

Viewpoint / Tim Sloane / November 2020

Consumer Debt Collection Software: Vendor Assessment

In-Depth Report / Brian Riley / October 2020

No Holiday for the Regulator During the Pandemic

Viewpoint / Steve Murphy / September 2020

Debit Card Abruptly Finds Itself Top of Wallet

In-Depth Report / Sarah Grotta / September 2020

Credit Card Products for a New User Environment

In-Depth Report / Brian Riley / September 2020

Tracking Mistakes in AI: Using Vigilance to Avoid Errors

In-Depth Report / Tim Sloane / August 2020

Credit Card Rewards 2020: Another COVID-19 Victim?

In-Depth Report / Brian Riley / June 2020

Autonomous Checkout: Brick-and-Mortar Retail Goes Full Digital

In-Depth Report / Raymond Pucci / April 2020

The Canadian Credit Card Market

In-Depth Report / Brian Riley / March 2020

The 2020 Credit Card Data Book: Good Times Roll a Bit Longer

In-Depth Report / Brian Riley / February 2020

2020 Outlook: U.S. Payments

Viewpoint / Aaron McPherson / January 2020

Private Label Credit Cards Update: New Opportunities, New Competitors

In-Depth Report / Brian Riley / December 2019

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