Recent Research

Service Description

Mercator Advisory Group’s Credit Advisory Service focuses on the needs of credit issuers, acquirers and processors, and the vendors and investors who serve them. The emphasis of this service is the consumer and business “pay later” payment methods involving the extension of credit, examining the impact of technology and the competitive environment on business process at all stages of the account life cycle.

Many topics focus on card-based consumer and small business solutions. Emerging online and alternative credit payments products are also covered.

The Credit Advisory Service focuses on identifying areas of opportunity, monitoring new developments that will impact growth from the perspectives of the various stakeholders, analyzing key metrics, and identifying trends including but not limited to: best practices, innovative strategies, regulatory issues, partnership opportunities, risk management, key market practitioners, and emerging business lines.

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About Advisory Services

Membership Deliverables

General elements based on subscribed services. Click above to see full details.

  • Unlimited analyst inquiries within subscribed service areas
  • 5 to 15 hours of firm-wide analyst inquiries
  • Access to a minimum of 17 new research documents each year
  • Access to full back library
    of research documents
  • 7 user IDs to access research reports – per service area.
  • Scheduled video and/or teleconferences with analysts
  • Presentation/Consulting Days

Service Director

Brian Riley
Brian RileyDirector, Credit

Contributing Analyst

Don Apgar
Don ApgarDirector, Merchant Services Advisory Service

Contributing Analyst

Ben Danner
Ben DannerAnalyst, Research Services


CECL: Proven in the Field and Ready for Prime Time

Viewpoint / Brian Riley / October 2021

Co-branded Credit Cards: Reinventing Themselves Post Covid Losses

In-Depth Report / Brian Riley / August 2021

2021 Outlook: U.S. Payments

Viewpoint / Mercator Research Team / April 2021

Pay-at-the-Table Finds Its Way onto More Menus

Viewpoint / Raymond Pucci / April 2021

The 2021 Credit Card Data Book Part One: Internal Dynamics

In-Depth Report / Brian Riley / March 2021

BNPL Borrowing: Confessions of a Credit Card Manager

Viewpoint / Brian Riley / January 2021

2021 Outlook: Credit

Viewpoint / Brian Riley / December 2020

Buy Now Pay Later Lending: The Time to Regulate is Now

Viewpoint / Brian Riley / December 2020

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