Recent Research
Service Description
Mercator Advisory Group’s Credit Advisory Service focuses on the needs of credit issuers, acquirers and processors, and the vendors and investors who serve them. The emphasis of this service is the consumer and business “pay later” payment methods involving the extension of credit, examining the impact of technology and the competitive environment on business process at all stages of the account life cycle.
Many topics focus on card-based consumer and small business solutions. Emerging online and alternative credit payments products are also covered.
The Credit Advisory Service focuses on identifying areas of opportunity, monitoring new developments that will impact growth from the perspectives of the various stakeholders, analyzing key metrics, and identifying trends including but not limited to: best practices, innovative strategies, regulatory issues, partnership opportunities, risk management, key market practitioners, and emerging business lines.
Membership Deliverables
General elements based on subscribed services. Click above to see full details.
- Unlimited analyst inquiries within subscribed service areas
- 5 to 15 hours of firm-wide analyst inquiries
- Access to a minimum of 17 new research documents each year
- Access to full back library
of research documents - 7 user IDs to access research reports – per service area.
- Scheduled video and/or teleconferences with analysts
- Presentation/Consulting Days
Service Director
Contributing Analyst
Contributing Analyst
Documents
Russian Credit Cards Will Lose Relevance as Their Economy Tumbles
Viewpoint / Brian Riley / May 2022
Installment Lending: Fintechs Gaining Ground on Loans Forecast at $212 Billion
In-Depth Report / Brian Riley / March 2022
Processing Recurring and Subscription Payments Without Friction: A Key to Unlocking Transactions from a Forecasted $830 Billion Card Market
In-Depth Report / Ben Danner / February 2022
Payment Facilitation: What You Need to Know
Viewpoint / Don Apgar / February 2022
Small Business Credit Cards: Growth Opportunities in a Post-COVID World
In-Depth Report / Brian Riley / December 2021
Credit Card Risk, Protracted Pandemic, and the Household Budget: Advice for Issuers
In-Depth Report / Brian Riley / December 2021
Credit Card as a Service: Vendors You Need to Know
In-Depth Report / Ben Danner / December 2021
Revolving Debt in the United States: Ready to Charge, but Exercise Caution
Viewpoint / Brian Riley / December 2021
2022 Outlook: Credit
Viewpoint / Brian Riley / November 2021
Chargebacks: Increases in Credit Card Disputes Threaten Merchant Profitability
In-Depth Report / Don Apgar, Shreyas Shaktikumar / November 2021
Biometrics Use Is on the Rise for Payments: Banks and Merchants, Get Ready to Adopt Faces and Fingertips for Authentication
In-Depth Report / Shreyas Shaktikumar, Tim Sloane / October 2021
CECL: Proven in the Field and Ready for Prime Time
Viewpoint / Brian Riley / October 2021
In Search of a Profit: 2020 Credit Card Return on Assets Slipped During COVID but Remain Strong
Viewpoint / Brian Riley / September 2021
2021 Mid-Year Credit Card Health Checkup: Strong Performance but Watch Headwinds
Viewpoint / Brian Riley / August 2021
Co-branded Credit Cards: Reinventing Themselves Post Covid Losses
In-Depth Report / Brian Riley / August 2021
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