Annual Forecasts

Click links below to access 2019 Outlook Documents:

 


 

2019 Outlook: Commercial and Enterprise Payments


Keeping up with customer expectations through digital means

As the world moves toward a new industrial and technological ecosystem, the corporate banking and payments services industry participants need to be on the digital path for a successful outcome.

 


2019 Outlook: U.S. Credit Cards


Portfolio growth will taper in 2019 as credit card issuers brace for higher delinquency and rising interest rates. Volume growth will slow.

With slipping return on assets, managers of U.S.-based credit card portfolios must be watchful for economic shifts to ensure that the 470 million cardholders in the United States have the ability to repay their credit responsibilities if the economic environment changes.

 


 
 

2019 Outlook: U.S. Debit Cards and Alternative Products


Faster and real-time payment overlay products will launch with the potential to alter the debit card market and other traditional payments.

Years previous have been dedicated to the strategy of new payment rails and now products will emerge to serve specific use cases as direction setting is finalized and loose ends are tied. Processors, networks, financial institutions, and technology providers will begin to achieve product adoption and the impact to existing payment products will be noticeable.

 


2019 Outlook: Emerging Technologies Trends in the U.S.


Technology is quickly shifting consumer behavior, the payments infrastructure, and ultimately the supplier landscape.

It once took years for technology to alter markets and shift consumer behavior, but today those changes happen more rapidly than ever before and it’s unlikely that many processors, networks, or financial institutions are taking this shift as seriously as they should.

 


2019 Outlook: Merchant Services


Technology is quickly shifting consumer behavior, the payments infrastructure, and ultimately the supplier landscape.

It once took years for technology to alter markets and shift consumer behavior, but today those changes happen more rapidly than ever before and it’s unlikely that many processors, networks, or financial institutions are taking this shift as seriously as they should.
 


2019 Outlook: Prepaid

 

Expect a year of change in 2019.

The regulations known as the Prepaid Accounts Rule go into effect April 1, 2019, and that is just the tip of the iceberg of changes that will affect prepaid cards in the United States in 2019. Technological change and economic and political factors will also influence the success of prepaid.