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Debit and Alternative Products
Special Purpose Banks
Posted:
June 11, 2012
Author:
Mercator Research
Abstract:
Georgia state legislators quietly passed a law that allows merchant acquirer limited purpose bank charters, another important win for the acquiring side of the payments market. This viewpoint addresses two questions: Now that some acquirers are no longer subordinate to bank sponsors, is the crack in the market wide enough to shine a light on what a Payment Services Directive might look like in the United States? And what about issuers: Are market dynamics shifting in favor of reopening the ILC debate?
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