X
Become a Member
Login
A
dvisory
S
ervices
Commercial & Enterprise Payments
Credit
Debit & Alternative Products
Emerging Technologies
Global Payments (Lens)
Merchant Services
Prepaid
Full Research Library
C
onsulting
S
ervices
Overview
Representative Services
Our Model
P
rimary
D
ata
North American PaymentsInsights
European PaymentsInsights
Small Business PaymentsInsights
Buyer PaymentsInsights
N
ews
&
E
vents
Press Releases
Industry Events
Webinars
Press Room
Mercator Blog
A
bout
U
s
Our Mission
Our Team
Request A Briefing
Request A Speaker
Careers
PaymentsJournal
M
embership
Benefits & Overview
Why Mercator?
Advisory Services
Primary Data & Analytics
Consulting Services
Trusted Advisor to the
Global Payments Industry
Home
Join Mailing List
Contact Us
A
dvisory
S
ervices
Commercial & Enterprise Payments
Credit
Debit & Alternative Products
Emerging Technologies
Global Payments (Lens)
Merchant Services
Prepaid
Full Research Library
C
onsulting
S
ervices
Overview
Representative Services
Immediate Impact Projects
Our Model
P
rimary
D
ata
A
nd
A
nalytics
North American PaymentsInsights
European PaymentsInsights
Small Business PaymentsInsights
Buyer PaymentsInsights
N
ews
&
E
vents
Press Releases
Industry Events
Webinars
Press Room
Mercator Blog
A
bout
U
s
Our Mission
Our Team
Request A Briefing
Request A Speaker
Careers
PaymentsJournal
M
embership
Benefits & Overview
Why Mercator?
Advisory Services
Primary Data & Analytics
Consulting Services
Home
›
Primary Services
› Credit
Primary Services
Commercial & Enterprise Payments
Credit
Debit and Alternative Products
Emerging Technologies
Global Payments (Lens)
Merchant Services
Prepaid
Full Research Library
Credit
Regulatory Two-Step: Changes at CFPB Will Reflect the New Administration
Posted:
December 23, 2020
Author:
Brian Riley
Alternate Point of Contact:
Theodore Iacobuzio
Abstract:
The Consumer Financial Protection Bureau (CFPB) achieved many wins on behalf of the American public in eight years, but Pres. Obama’s and Pres. Trump's political inclinations influenced enforcement strategies. Under President Biden, expect the CFPB to return to its roots.
Credit card issuers, and lenders in general, should prepare for the shift and consider the consumer’s financial position. In this go-round, the focus will be inclusion, pricing, and consideration for the consumer’s ability to repay.
You must be subscribed to Mercator's Credit service to download this viewpoint
Latest Research
Regulatory Two-Step: Changes at CFPB Will Reflect the New Administration
Credit Card Account Forbearance: Not Forgiveness and Not Forever
2021 Outlook: Credit
All Research