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Commercial and Enterprise Payments
Fintechs Now Can Apply for National Bank Charters: Update—Has the Train Stalled?
Posted:
May 24, 2017
Author:
Steve Murphy
Alternate Point of Contact:
Aaron McPherson
Abstract:
Further definition is available, but potential roadblocks await
The U.S. Office of the Comptroller of the Currency has doubled down on its intent to grant special purpose national bank charters to financial technology companies (fintechs). However, it is unknown if and how new OCC leadership will interpret the initiative. Meanwhile, state regulators have introduced a lawsuit to prevent implementation.
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