Debit and Alternative Products

Durbin Year Two Survey

Regulation II requires covered debit issuers and payment networks to respond to a biannual survey designed to gather data pertaining to interchange fee revenue, issuer costs, and fraud losses. Even though the latest survey report shows that debit card usage continues to expand in the United States, there are signs to indicate changes in the market are happening. And then, there's that lawsuit....

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What the survey data tells us about the state of the debit card industry in the U.S.