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Debit and Alternative Products
Debit Information Has No Place in Credit Bureau Reporting
Posted:
March 17, 2014
Author:
Mercator Research
Abstract:
The case against including debit card and demand deposit account data in consumer credit reports
The argument that checking account information should be included in individuals’ credit reports is based on the belief (by some) that more information is better than less, and that spending data on an individual would be helpful to qualify an underserved individual for credit lines. This is an uninformed argument that could cost the banking industry millions.
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