2019 Outlook: U.S. Credit Cards

Portfolio growth will taper in 2019 as credit card issuers brace for higher delinquency and rising interest rates. Volume growth will slow.

With slipping return on assets, managers of U.S.-based credit card portfolios must be watchful for economic shifts to ensure that the 470 million cardholders in the United States have the ability to repay their credit responsibilities if the economic environment changes.

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