Debit and Alternative Products

  • Latest Mercator Research

    U.S. Vendor Comparison of Consumer Bill Pay Providers: Laying the Foundation for Future Intelligent Use of Payment Data

    View Document
  • Latest Mercator Research

    The Influence of BNPL on Debit Cards and Account-to-Account Transfers

    View Document
  • Latest Mercator Research

    2021 Annual U.S. Debit Card Market Data Review: Unprecedented Double-Digit Growth

    View Document
  • Latest Mercator Research

    Will The Fed Clarify Regulation II to Enforce Utilization of Two Unaffiliated Networks? Mercator Sees it as Likely

    View Document
  • Latest Mercator Research

    Commuters Win with the Evolution in Transit Payments

    View Document

Service Description

Mercator Advisory Group’s Debit and Alternative Products Advisory Service (DAS) focuses on the needs of debit issuers, acquirers and processors, and the vendors who serve them. The emphasis of this service is on the various forms of consumer or “pay now” methods that involve accessing a transaction account. These methods include, for example, debit cards, ACH, and Electronic Fund Transfer.

From the perspective of account holders, financial institutions, and merchants, Mercator Advisory Group examines the impact of current and future technology on business processes at all stages of the pay now account and transaction life cycle.

Debit button


Principal Focus Areas and Research

The Debit and Alternative Products Advisory Service focuses on identifying areas of opportunity, monitoring new developments that will impact growth from the perspectives of the various stakeholders, analyzing key metrics, and identifying trends including but not limited to: best practices, innovative strategies, regulatory issues, partnership opportunities, risk management, key market practitioners, and emerging products and business lines.


Debit & EFT Networks

Delivery Channels

Lifecycle Strategies

Market Dynamics

Pay Now Technologies

Regulatory Environment