Credit

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    BNPL Borrowing: Confessions of a Credit Card Manager

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    Regulatory Two-Step: Changes at CFPB Will Reflect the New Administration

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  • Latest Mercator Research

    Credit Card Account Forbearance: Not Forgiveness and Not Forever

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  • Latest Mercator Research

    2021 Outlook: Credit

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  • Latest Mercator Research

    Buy Now Pay Later Lending: The Time to Regulate is Now

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Service Description

Mercator Advisory Group’s Credit Advisory Service (CAS) focuses on the needs of credit issuers, acquirers and processors, and the vendors and investors who serve them. The emphasis of this service is the consumer and business “pay later” payment methods involving the extension of credit, examining the impact of technology and the competitive environment on business process at all stages of the account life cycle.

Many topics focus on card-based consumer and small business solutions. Emerging online and alternative credit payments products are also covered.

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Principal Focus Areas and Research

The Credit Advisory Service focuses on identifying areas of opportunity, monitoring new developments that will impact growth from the perspectives of the various stakeholders, analyzing key metrics, and identifying trends including but not limited to: best practices, innovative strategies, regulatory issues, partnership opportunities, risk management, key market practitioners, and emerging business lines.


Acquiring

Credit Lifecycle

Customer Experience

Legal Regulatory

Small Business, Private Label