Credit

  • Latest Mercator Research

    The 2020 Credit Card Data Book: Good Times Roll a Bit Longer

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  • Latest Mercator Research

    Credit Card Profitability: Interest Spreads and Credit Quality Set the Course for 2020

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  • Latest Mercator Research

    Private Label Credit Cards Update: New Opportunities, New Competitors

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  • Latest Mercator Research

    Credit Card Lenders: Hone Strategies and Do Not Let Fintechs Scare You

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  • Latest Mercator Research

    Credit Card Collections: The Foundation for Safe and Sound Card Portfolio Management

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Service Description

Mercator Advisory Group’s Credit Advisory Service (CAS) focuses on the needs of credit issuers, acquirers and processors, and the vendors and investors who serve them. The emphasis of this service is the consumer and business “pay later” payment methods involving the extension of credit, examining the impact of technology and the competitive environment on business process at all stages of the account life cycle.

Many topics focus on card-based consumer and small business solutions. Emerging online and alternative credit payments products are also covered.

Credit button


Principal Focus Areas and Research

The Credit Advisory Service focuses on identifying areas of opportunity, monitoring new developments that will impact growth from the perspectives of the various stakeholders, analyzing key metrics, and identifying trends including but not limited to: best practices, innovative strategies, regulatory issues, partnership opportunities, risk management, key market practitioners, and emerging business lines.


Acquiring

Credit Lifecycle

Customer Experience

Legal Regulatory

Small Business, Private Label