Credit

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    U.S. Secured Credit Cards Market Forecast, 2017–2021: A Credible Product with a Dark Past

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    Current Expected Credit Loss (CECL) Accounting: Radical Changes Ahead

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    In Search of a Profit: Falling ROA Sets the Stage for 2019 and Beyond

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    Five Reward Events That Will Alter the Credit Card Value Proposition

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    Private Label Credit Cards: A Market, Not Just a Niche

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Service Description

Mercator Advisory Group’s Credit Advisory Service (CAS) focuses on the needs of credit issuers, acquirers and processors, and the vendors and investors who serve them. The emphasis of this service is the consumer and business “pay later” payment methods involving the extension of credit, examining the impact of technology and the competitive environment on business process at all stages of the account life cycle.

Many topics focus on card-based consumer and small business solutions. Emerging online and alternative credit payments products are also covered.

Credit button


Principal Focus Areas and Research

The Credit Advisory Service focuses on identifying areas of opportunity, monitoring new developments that will impact growth from the perspectives of the various stakeholders, analyzing key metrics, and identifying trends including but not limited to: best practices, innovative strategies, regulatory issues, partnership opportunities, risk management, key market practitioners, and emerging business lines.


Acquiring

Credit Lifecycle

Customer Experience

Legal Regulatory

Small Business, Private Label