Research Library

Mercator Research

Buyer PaymentsInsights

• Buyer PaymentsInsights: Payment Methods-Consistency and Flexibility
  September 2021
• 2021 Buyer PaymentsInsights: Speed and Convenience-Driven Shopping
  September 2021
• Buyer PaymentsInsights – Payments Behavior: Looking at Buyers through the Lens of Segmentation
  December 2020
• 2020 Buyer PaymentsInsights - Banner 4
  December 2020
• 2020 Buyer PaymentsInsights - Banner 3
  December 2020
• 2020 Buyer PaymentsInsights - Banner 2
  December 2020
• 2020 Buyer PaymentsInsights - Banner 1
  December 2020
• Buyer PaymentsInsights – Payments Behavior: Younger Shoppers Leading a Change
  October 2020
• Buyer PaymentsInsights: The Organic Move to Mobile
  August 2020
• Tech Forward Shoppers: A Retailer’s Dream
  November 2019
• Payments, ATMs, and Prepaid: Cash Still Has Its Place
  August 2019
• The Merchant Experience: Offline Shopping Is Not Dead
  July 2019
• Shopping Behavior, Channel Usage, and Loyalty: How Behavior Aligns with Experience
  August 2018
• Payments, ATMs, and Prepaid: How Payments Align with Experience
  July 2018
• The Merchant Experience
  April 2018

Commercial & Enterprise Payments

• Regulatory Mandate or Not, Corporate Open Banking is Here
  September 2021
• Payments Hub Market and Vendor Solutions Overview: Technology Advances Offer a New Perspective
  August 2021
• Commercial Credit Cards: International Markets Review and Forecast, 2020-2025; COVID Bounce Back Not Expected Until 2023
  July 2021
• Corporate Banking: Modernize or Risk Disenfranchisement
  June 2021
• Businesses Need Receivables Automation to Keep Cash Flow Positive During the Pandemic Recovery
  April 2021
• 2021 Outlook: U.S. Payments
  April 2021
• B2B E-Commerce: The Challenges and Opportunities Caused by Digital Acceleration
  March 2021
• Developments in U.S. B2B Faster Payments
  March 2021
• EMV Deadline for Fuel Stations Approaches the Midnight Hour
  February 2021
• Improving Cash Cycle Management Is a Key to Corporate Stability
  February 2021
• Virtual Account Management Gains Momentum
  January 2021
• AFP 2020 Virtual Experience: Event Overview
  November 2020
• 2021 Outlook: Commercial and Enterprise Payments
  October 2020
• Sibos 2020: The View from a Desk
  October 2020
• No Holiday for the Regulator During the Pandemic
  September 2020
• Steady Progress Through Easing the Experience: Commercial Cards Success Prescription
  August 2020
• Commercial Credit Cards: North America Market Review and Forecast, 2018-2024
  August 2020
• Commercial Credit Cards: International Markets Review and Forecast, 2019-2024
  June 2020
• Use of Financial Technology to Accelerate in Corporate Banking
  June 2020
• E-Commerce Fraud Detection Platforms, Part 2: Vendor Assessment
  May 2020
• Financing Commercial Trade: The Search for Liquidity
  May 2020
• On-Demand Earned Wage Access: U.S. Vendor Comparison
  April 2020
• Business-to-Business Cross-Border Payments: New and Improving Options
  April 2020
• The Current State of Real-Time Payments in the United States: Talking to the Providers
  March 2020
• E-Commerce Fraud Detection Solutions: Market Overview
  February 2020
• Digital-Only Corporate Banks: Not Just Yet
  February 2020
• 2020 Outlook: U.S. Payments
  January 2020
• U.S. Fleet Card Market Review and Forecast, 2018–2023
  December 2019
• 2020 Outlook: Commercial and Enterprise Payments
  November 2019
• Commercial Prepaid North America Market Review and Forecast, 2018–2023
  October 2019
• Business-to-Business Faster Payments: Market Review and Forecast 2018–2023
  September 2019
• Commercial Credit Cards North America, 2017–2023: Growth and Change Continue
  August 2019
• Receivables Management Is Back on the Radar
  July 2019
• Trends in Global Regulations: Corporate Banking and Payments
  June 2019
• International Commercial Cards: Market Review and Forecast, 2018–2023
  June 2019
• B2B Payments: More Options Than Ever Before
  May 2019
• Blockchain B2B Is Starting to Turn the Corner
  April 2019
• Supplier Enablement: Get More Flexible and Technical
  April 2019
• Commercial Mobile Technology: Still Mostly About Service
  March 2019
• Fintech in Corporate Banking: Digitize or Miss the Boat
  February 2019
• 2019 Outlook: U.S. Payments
  January 2019
• Fighting Payments Fraud: No Rest for the Weary
  December 2018
• A View Inside AFP 2018: Themes and Priorities for Financial Professionals
  November 2018
• B2B Marketplaces: Disruption Presents Opportunity
  November 2018
• 2019 Outlook: Commercial and Enterprise Payments
  November 2018
• U.S. Commercial Credit Cards Market Forecast, 2016–2022: Growing at a Healthy Pace
  October 2018
• U.S. Corporate Faster Payments Market Overview and Forecast, 2017–2022
  October 2018
• Procure-to-Pay Convergence: Market Review and Vendor Comparison
  September 2018
• Supply Chain Finance Market Review
  July 2018
• U.S. Commercial Mobile Payments Forecast, 2016–2025
  July 2018
• Payments Hubs: Renaissance in 2018
  June 2018
• International Commercial Card Markets Outlook: 2016–2021
  April 2018
• API Usage Expands in Corporate Banking and Payments
  March 2018
• Artificial Intelligence in Corporate Banking
  February 2018
• Dodd-Frank and Corporate Banking: Still Murky After All These Years
  January 2018
• 2018 Outlook: U.S. Payments
  January 2018
• U.S. Commercial Prepaid Cards: 2015–2020 Forecast
  December 2017
• Corporate Banking Now Peeking Through the Blockchain Window
  December 2017
• 2018 Outlook: Commercial and Enterprise Payments
  December 2017
• Mobile Is Coming in Commercial Payments
  October 2017
• The Skinny from AFP 2017
  October 2017
• U.S. Commercial Cards: The Drive Toward Mainstream Payables
  October 2017
• Complex Business Relationships Drive the Commercial Cards Industry
  September 2017
• Supply Chain Finance: Fintech Vendor Overview
  August 2017
• U.S. Faster Payments Is Sorta Kinda Here
  August 2017
• The U.S. Fleet Card Market Still Has Legs
  August 2017
• Mobile Usage in Commercial Payments May Be Just Around the Corner
  June 2017
• Fintechs Now Can Apply for National Bank Charters: Update—Has the Train Stalled?
  May 2017
• Commercial Cards Global Markets: Travel and Virtual Accounts Driving Growth
  May 2017
• Emerging Technology in Corporate Payments? Faster Strides but Legacy Providers Remain the Leaders
  April 2017
• Improving Receivables Management: Ignore at Your Own Peril
  March 2017
• The Enemy at the Gates: Payments Fraud Is a Symptom
  February 2017
• Digitizing the Business Cash Cycle: Advancements and Partnerships
  January 2017
• 2017 Payments Outlook
  January 2017
• Supplier Enablement of Cards in B2B E-Payments Requires Persistence, Data, and Technology
  December 2016
• 2017 Outlook: Commercial and Enterprise Payments
  December 2016
• Small Business Debit: Hiding in Plain Sight
  November 2016
• Brexit’s Impact on Commercial Payments
  November 2016
• Keeping on Track at AFP 2016
  November 2016
• Breaking Down Barriers: Challenges for Commercial Global Card Programs
  October 2016
• The U.S. Commercial Card Market: A Growing Virtual Reality
  September 2016
• Company Snapshot: Boost Payment Solutions
  August 2016
• The Outlook for Commercial Mobile Payments
  July 2016
• Digital Corporate Payables: A Complicated and Changing Landscape
  June 2016
• Tracking Fintech Innovations for Corporate Banking
  May 2016
• Supply Chain Finance Is Coming of Age
  May 2016
• Update on Faster Corporate Payments
  April 2016
• Commercial Cards in Europe: Stagnating or Growing?
  March 2016
• Asia-Pacific Commercial Credit Cards: Market Review
  February 2016
• 2016 Payments Outlook
  January 2016
• Blockchain in Corporate Banking: What’s Up?
  January 2016
• 2016 Outlook: Commercial and Enterprise Payments
  December 2015
• Driving Up the Value of Commercial Card Acceptance for Suppliers
  December 2015
• Fighting Commercial Card Fraud and Bridging the Information Gap
  November 2015
• The Emergence of Mass Pay Solutions
  November 2015
• Small Business Credit Cards: The Key to Richer Customer Relationships
  November 2015
• Seizing the Opportunity of a U.S. Real-Time Network
  October 2015
• State of the Commercial Card Market, 2015
  October 2015
• Executive Insight: Are the U.S. Chip Rules Enough
  September 2015
• Global Interchange Regulation: Pandora’s Box for Commercial Cards?
  August 2015

Credit

• In Search of a Profit: 2020 Credit Card Return on Assets Slipped During COVID but Remain Strong
  September 2021
• 2021 Mid-Year Credit Card Health Checkup: Strong Performance but Watch Headwinds
  August 2021
• Co-branded Credit Cards: Reinventing Themselves Post Covid Losses
  August 2021
• Buy Now, Pay Later: Gaining Scale and the Disrupting Status Quo in Lending
  May 2021
• 2021 Outlook: U.S. Payments
  April 2021
• Pay-at-the-Table Finds Its Way onto More Menus
  April 2021
• The 2021 Credit Card Data Book Part Two: Consumer Behaviors, Profitability, and the Larger Economy
  March 2021
• The 2021 Credit Card Data Book Part One: Internal Dynamics
  March 2021
• BNPL Borrowing: Confessions of a Credit Card Manager
  January 2021
• Regulatory Two-Step: Changes at CFPB Will Reflect the New Administration
  December 2020
• Credit Card Account Forbearance: Not Forgiveness and Not Forever
  December 2020
• 2021 Outlook: Credit
  December 2020
• Buy Now Pay Later Lending: The Time to Regulate is Now
  December 2020
• e-Commerce Authorization Data: Patching the Patchwork
  November 2020
• Consumer Debt Collection Software: Vendor Assessment
  October 2020
• No Holiday for the Regulator During the Pandemic
  September 2020
• Debit Card Abruptly Finds Itself Top of Wallet
  September 2020
• Credit Card Products for a New User Environment
  September 2020
• Credit Cards in a Post COVID World: Seven Takeaways for the Next Business Cycle
  August 2020
• Tracking Mistakes in AI: Using Vigilance to Avoid Errors
  August 2020
• Credit Card Rewards 2020: Another COVID-19 Victim?
  June 2020
• Autonomous Checkout: Brick-and-Mortar Retail Goes Full Digital
  April 2020
• The Canadian Credit Card Market
  March 2020
• The 2020 Credit Card Data Book: Good Times Roll a Bit Longer
  February 2020
• 2020 Outlook: U.S. Payments
  January 2020
• Credit Card Profitability: Interest Spreads and Credit Quality Set the Course for 2020
  December 2019
• Private Label Credit Cards Update: New Opportunities, New Competitors
  December 2019
• Credit Card Lenders: Hone Strategies and Do Not Let Fintechs Scare You
  December 2019
• Credit Card Collections: The Foundation for Safe and Sound Card Portfolio Management
  December 2019
• Secured Cards: Five Reasons Credit Card Issuers Should Serve This Market
  December 2019
• QR Code Developments May Disrupt the Disrupters
  December 2019
• 2020 Outlook: Credit
  November 2019
• Credit Card Charge-off Collections Takes Brains not Brawn
  August 2019
• Credit Cards in Latin America and Caribbean: Financial Inclusion with Risk and Opportunity
  July 2019
• Adding an Old Banking Feature to the Credit Card: The Case for Installment Lending
  March 2019
• Asset-Backed Securities: A Primer for Credit Card Managers
  February 2019
• The 2019 Credit Card Data Book: Key Indicators of a Slowing Market
  January 2019
• 2019 Outlook: U.S. Payments
  January 2019
• Credit Card Dispute Management: Transactions in the Billions Bring Exceptions in the Millions
  November 2018
• 2019 Outlook: U.S. Credit Cards
  November 2018
• U.S. Secured Credit Cards Market Forecast, 2017–2021: A Credible Product with a Dark Past
  September 2018
• Current Expected Credit Loss (CECL) Accounting: Radical Changes Ahead
  September 2018
• In Search of a Profit: Falling ROA Sets the Stage for 2019 and Beyond
  August 2018
• Five Reward Events That Will Alter the Credit Card Value Proposition
  June 2018
• Private Label Credit Cards: A Market, Not Just a Niche
  May 2018
• Goldman Sachs Credit Cards: A Golden Opportunity
  May 2018
• General Data Protection Regulation: The European Union’s Cross-Industry Approach to Data Protection
  April 2018
• U.S. Small Business Credit Card Forecast, 2017–2022: Healthy Market, Room for Improvement
  March 2018
• Payment Channel Alternatives to the Card Networks for Merchant
  February 2018
• Credit Card Acquisitions: Maximizing Results amid Change
  January 2018
• 2018 Outlook: U.S. Payments
  January 2018
• 2018 Outlook: Credit
  December 2017
• 2018 Outlook: Merchant Services
  December 2017
• The Credit Card Data Book: 12 Significant Indicators
  December 2017
• Evolution of Merchant Acquiring in Europe
  November 2017
• Brazil, Russia, India, and China: Payment Developments in the BRIC Countries
  October 2017
• Faithful Companion: Prepaid Supports Credit and Debit Cards
  September 2017
• C-Stores a Rising Force in Merchant Loyalty
  August 2017
• In Search of a Profit: As Return on Credit Card Assets Continues to Slip, Issuers Must Position for 2018
  August 2017
• The On-Demand Economy: Mobile Apps That Deliver Convenience Boost Payments Volume
  August 2017
• Premium Travel Reward Credit Cards: High Profile but Unsustainable
  July 2017
• U.S. Credit Card Debt: Circle the Wagons and Fortify
  June 2017
• Mobile POS: More Than Just Payments for Merchants
  May 2017
• U.S. Consumer Credit Cards: Not Much to Complain About
  April 2017
• Payment Services Directive 2: Worldwide Industry Implications
  April 2017
• Credit Card Management: Seven Strategies to Take Advantage of the Growth Wave
  February 2017
• 2017 Payments Outlook
  January 2017
• Making Merchant Mobile Payment Apps More Engaging
  January 2017
• Moving 3-D Secure Forward
  December 2016
• 2017 Outlook: Credit
  December 2016
• 2017 Outlook: Merchant Services
  December 2016
• Company Snapshot: Riskified
  December 2016
• Credit Scoring as a Competitive Differentiator
  November 2016
• Card-Not-Present Fraud: The Merchant Empire Strikes Back
  November 2016
• Credit Union Credit Cards: The Perfect Time for Growth
  October 2016
• Prepare for the Regulatory Trend Focused on Fairness and Clarity in Financial Services
  October 2016
• U.S. Credit Cards Metrics Look Good, but Will Profits Tailspin in 2017?
  September 2016
• Can Coalition Loyalty Programs Succeed in the United States?
  August 2016
• Mobile Card Controls: Do-It-Yourself Fraud Management
  August 2016
• EMV in 2016: Breaking Through the Bottleneck
  July 2016
• Merchant Acquiring’s Ecosystem: Evolving Beyond Transactions
  June 2016
• Bad News Comes in Threes: Assessing the Future of Marketplace Lending
  May 2016
• Premium Credit Cards: How to Hit a Small, Moving Target
  April 2016
• Exploring the European Payment Gateway Opportunity
  March 2016
• Mobile Account Opening: Adjusting to a New Normal
  January 2016
• 2016 Payments Outlook
  January 2016
• 2016 Outlook In-Depth: U.S. Consumer Credit Cards
  January 2016
• 2016 Outlook: U.S. Credit Cards
  December 2015
• Company Snapshot: Wallaby
  December 2015
• Small Business Credit Cards: The Key to Richer Customer Relationships
  November 2015
• A Thought Experiment: Could Credit Cards Disappear?
  September 2015
• Executive Insight: Are the U.S. Chip Rules Enough
  September 2015
• Migrating to EMV: The (Not So) Final Countdown
  August 2015
• The Disruptive Potential of Marketplace Lending in the U.S. Consumer Credit Market
  July 2015
• EMV: The Y2K of Payments
  May 2015
• Health Care Sector Opportunities for Acquirers
  April 2015
• The State of Consumer Credit Card Rewards 2015
  February 2015
• Merchant Acquiring in 2014: Integration, Integration, Integration
  January 2015
• 2015 Outlook: Payments
  December 2014
• 2015 Outlook: U.S. Credit Cards
  December 2014

Customer Interaction

• Mobile Banking as a Hub: Redefining Service Delivery
  November 2018
• ATM as Branch: The Potential of ATM-Based Self-Service as a Substitute for Branches
  May 2018
• Conversational Commerce Speaks to New Market Opportunities for Merchants
  May 2018
• Open Banking and Its APIs Debut in Europe and the U.K. . . . and Next?
  March 2018
• Personalization 1.0: Have FIs’ Implementations Hit the Wall with Consumers?
  February 2018
• 2018 Outlook: U.S. Payments
  January 2018
• Gamification in Financial Institutions: Engaging and Educating Customers
  December 2017
• 2018 Outlook: Customer Interaction
  December 2017
• Fintech for Seniors: It’s Just the Beginning
  November 2017
• 2017 ATM Market Benchmark Report
  November 2017
• Doing Well by Doing Good: Delivery Models and Channels Serving the Financially Underserved
  October 2017
• Voice-Activated Conversational Interfaces: A Viable New Banking Channel
  October 2017
• Banking as a Platform: API Technology Presents Opportunity to Financial Institutions
  August 2017
• Prepaid Cards: Addressing the Needs of Goal-Oriented Savers
  August 2017
• Evolving Retail Concepts and Venues with Mobile Self-Checkout
  June 2017
• Virtual Financial Institutions Are Here. Hasn’t Anyone Noticed?
  May 2017
• Mobile Cash Access 2017: Engaging Customers by Linking Digital Banking to Cash
  April 2017
• Punching Above Their Weight: The Strategic Potential of Shared Delivery Channel
  March 2017
• 2017 Payments Outlook
  January 2017
• Small Business, Branches, and PFM: Missed Opportunities
  January 2017
• 2017 Outlook: Customer Interaction
  December 2016
• Company Snapshot: Splitit
  December 2016
• FI Delivery Channel Ecosystem: Crafting a Customer Experience
  December 2016
• 2016 ATM Market Benchmark Report
  October 2016
• A Digital Future Compels the Use of Technology to Automate Achieving Financial Goals
  October 2016
• Digital Banking Is Taking Hold: The State of Mobile and Online Banking in 2016
  September 2016
• Reaching Potential Wealth Management Customers Across the Wealth Spectrum
  August 2016
• Branch Design Developments in an Omnichannel World
  August 2016
• Interest Rates May Be Rising, but Will Channel-Driven Consumer Behavior Depart from the Past?
  June 2016
• Systems Monitoring: A Key Component of Omnichannel Banking
  April 2016
• Direct Banks and Servicing Costs
  April 2016
• Omnichannel Banking and Branch Reconfiguration: Strategies for “Lean Branching”
  March 2016
• 2016 Payments Outlook
  January 2016
• Anticipating the Effects of Federal Reserve’s Interest Rate Increases
  January 2016
• 2016 Outlook: Banking Channels
  December 2015
• The State of Digital Banking in 2015
  November 2015
• Analytics Innovations for Business Users Show Promise in Banking
  November 2015
• 2015 ATM Market Benchmark Report
  October 2015
• Executive Insight: Are the U.S. Chip Rules Enough
  September 2015
• Company Snapshot: Meniga
  July 2015
• Tapping a Banking Market Segment with High Potential: Small and Midsized Enterprises
  May 2015
• Omnichannel Banking Is Taking Hold: Lessons Learned So Far
  May 2015
• Online Account Opening: Lessons Learned So Far
  March 2015
• Contact Centers: A Critical Component for Customer Satisfaction in Banking
  March 2015
• Preparing for NFC, Apple Pay, and Other Digital Payment Options in Banking
  February 2015
• The Importance of Systems Monitoring in Banking
  January 2015
• 2015 Outlook: Payments
  December 2014
• 2015 Outlook: Banking Channels
  December 2014
• The Evolving Branch Banking Strategy
  December 2014
• Company Snapshot: GoBank
  December 2014
• Deepening Customer Relationships with Wealth Management Banking
  October 2014
• Deepening Customer Relationships with Small Business Banking
  October 2014
• 2014 ATM Market Benchmark Report
  August 2014
• Preparing for 2015: The Year of the Liability Shift
  August 2014
• The Emergence of Digital Banking
  July 2014
• Big Data and Debit: Now or Later?
  July 2014
• DDA Underwriting and Account Opening Process: Today and Tomorrow
  July 2014
• Improving the Customer Experience Through Analytics and Omnichannel Banking
  July 2014
• Postal Systems and Payments: A Logical Pairing
  June 2014
• Convergence of ATMs and Mobile Banking: Mobile Cash Access and Prestaging of ATM Withdrawals
  May 2014
• Update on the Full-Service Banking Branch Channel
  April 2014
• Becoming the Banking Customer’s Primary Financial Institution
  April 2014
• EMV and ATMs Update: A Waiting Game
  March 2014
• Online Account Opening and Hybrid Channel Processes Drawing Increased Interest
  February 2014
• Extending the Reach of Channels to Wealth Management and Small Business Banking
  February 2014
• Outlook for the 2014 Payments Landscape
  January 2014
• Mobile Wallet Options for Financial Institutions
  December 2013
• 2013 ATM Market Benchmark Report
  December 2013
• Interaction and Advice via Evolving Banking Channels
  October 2013
• Arriving Now - Banking's Branch of Tomorrow
  September 2013
• Anticipating Omnichannel Banking: Channels and Core Systems Interoperability
  September 2013
• Global Consumer Mobile Banking Functionality Overview
  July 2013
• The Hidden Value of Analytics in Banking
  June 2013
• Rediscovering the Value of the Call and Contact Center
  May 2013
• Mobile Banking Deployment: Partnering and Outsourcing
  May 2013
• Global ATM Functionality Overview
  March 2013
• Next-Generation Online Banking: Mobile, PFM, and Bill Pay
  March 2013
• Omnichannel Business Strategies in Banking
  February 2013
• 2014 Banking Channels Outlook
  February 2013
• 2013 Outlook: Banking Channels
  December 2012
• The Case for Early ATM EMV Compliance in the United States
  December 2012
• Strategic Uses of Self-Service in Banking: New Solutions Integrate ATM and Mobile Channels
  December 2012
• Surcharge-Free ATMs and Shared Branching Networks
  December 2012
• 2012 Mobile Banking Market Assessment
  November 2012
• This Time It's Different: Why Banks and Credit Unions Can Finally Expect Fewer Branch Transactions
  October 2012
• Branch Automation: Maximizing Branch Efficiency
  September 2012
• Banking Profitability Drivers
  August 2012
• Retail Banking Contact Centers: Strategic Considerations
  July 2012
• Demographic Shifts in Banking: Usage Patterns by Age and Income
  July 2012
• 2012 ATM Market Benchmark
  June 2012
• Leveraging Marketing and Analytics in Banking
  April 2012
• iPad and Other Tablet Computer Use in Banking
  April 2012
• Evolution of Branch-Based Advice in Multichannel Banking
  March 2012
• Trends in Branch Deployment
  March 2012
• Branch-Based, Self-Service Banking Channels
  March 2012
• Mobile Banking and Customer Account Strategies
  February 2012
• Mobile Banking Products Today: A Look at the Top 30 Banking Institutions
  January 2012
• 2012 Outlook: Banking Channels
  December 2011
• The Evolution of the ATM Banking Channel
  December 2011
• Be SMART About Social Media
  November 2011

Debit and Alternative Products

• U.S. Vendor Comparison of Consumer Bill Pay Providers: Laying the Foundation for Future Intelligent Use of Payment Data
  September 2021
• The Influence of BNPL on Debit Cards and Account-to-Account Transfers
  September 2021
• 2021 Annual U.S. Debit Card Market Data Review: Unprecedented Double-Digit Growth
  July 2021
• Will The Fed Clarify Regulation II to Enforce Utilization of Two Unaffiliated Networks? Mercator Sees it as Likely
  June 2021
• Commuters Win with the Evolution in Transit Payments
  June 2021
• 2021 Outlook: U.S. Payments
  April 2021
• A Maturing U.S. Neo-Bank Market: Growing Pains and Opportunities
  April 2021
• Developments in U.S. B2B Faster Payments
  March 2021
• U.S. Faster Payments Forecast: The Volume Begins to Build
  February 2021
• Improving Cash Cycle Management Is a Key to Corporate Stability
  February 2021
• U.S. Bill Pay Market: Can Financial Institutions Win Back Payers?
  January 2021
• Debit Card Trends in the Asia-Pacific Region
  December 2020
• 2021 Outlook: Debit and Alternative Products
  November 2020
• Senator Durbin is Not Done with Debit Yet
  October 2020
• FedNow Instant Payments Starts to Take Shape
  October 2020
• Debit Card Abruptly Finds Itself Top of Wallet
  September 2020
• Asian Mobile Pays Continue High Growth, But U.S. Market Expansion Stalls
  August 2020
• Debit: A Good Man in a Storm
  August 2020
• Payment Directories: Do They Have a Role to Play in the Adoption of U.S. Faster Payments?
  August 2020
• COVID-19: The Power Behind Contactless
  July 2020
• Debit Card Trends Across Europe
  July 2020
• 2020 Annual U.S. Debit Card Market Data Review
  June 2020
• Debit Card Routing: Where the EFT Debit Networks Go Next
  May 2020
• On-Demand Earned Wage Access: U.S. Vendor Comparison
  April 2020
• Autonomous Checkout: Brick-and-Mortar Retail Goes Full Digital
  April 2020
• The Current State of Real-Time Payments in the United States: Talking to the Providers
  March 2020
• 2020 Outlook: U.S. Payments
  January 2020
• Faster and Real-Time Payments Fraud
  January 2020
• Fintech and Debit Cards: Battling for Consumers’ Attention
  December 2019
• 2019 ATM Benchmark Market Report
  November 2019
• 2020 Outlook: Debit and Alternative Products
  November 2019
• U.S. Faster Payments Forecast, 2019–2024: Building the Foundation
  October 2019
• Payments for Work in the U.S. Gig Economy
  August 2019
• Ready or Not, U.S. Contactless Debit Card Issuance Takes Off
  July 2019
• 2019 Annual U.S. Debit Market Data Review
  June 2019
• Debit Rewards: Taking a Focused Approach
  June 2019
• The Growing Business of U.S. Small Business Debit
  April 2019
• Digital Consumer Banks in the U.S.: Your Money or Your Wallet
  April 2019
• The State of Debit Card Fraud
  March 2019
• 2019 Outlook: U.S. Payments
  January 2019
• The Blurred Lines Between Debit and Prepaid Cards
  December 2018
• 2018 U.S. ATM Benchmark Report
  November 2018
• 2019 Outlook: U.S. Debit Cards and Alternative Products
  November 2018
• Global Interchange Regulation: Impact on Debit Cards
  October 2018
• U.S. Recurring Payments Market Forecast, 2017–2021: Set It and Forget It
  October 2018
• U.S. Faster Payments Forecast, 2017–2021, Update: The Consequences of Faster Payments
  August 2018
• 2018 Annual U.S. Debit Market Data Review
  July 2018
• The Intersection of Digital and Debit
  July 2018
• Payment Account Reference: Finding the Cardholder Account in a Sea of Tokens
  May 2018
• Asian Mobile Payment Apps as a Way of Life: A Look at Alipay, Paytm, and WeChat Pay
  May 2018
• U.S. Market Forecast for P2P Solutions, 2017–2021
  March 2018
• Faster Payments: U.S. Forecast, 2017–2021
  February 2018
• Payment Channel Alternatives to the Card Networks for Merchant
  February 2018
• 2018 Outlook: U.S. Payments
  January 2018
• 2018 Outlook: U.S. Debit Cards and Alternative Products
  December 2017
• 2018 Outlook: Merchant Services
  December 2017
• Doing Well by Doing Good: Delivery Models and Channels Serving the Financially Underserved
  October 2017
• Same Day ACH: Debit’s Debut
  October 2017
• Faithful Companion: Prepaid Supports Credit and Debit Cards
  September 2017
• The Evolution of Debit Cards
  September 2017
• Operational Excellence: The Best Debit Marketing Strategy
  September 2017
• C-Stores a Rising Force in Merchant Loyalty
  August 2017
• U.S. Faster Payments Is Sorta Kinda Here
  August 2017
• Acquiring DDAs and Debit Digitally
  August 2017
• The On-Demand Economy: Mobile Apps That Deliver Convenience Boost Payments Volume
  August 2017
• Taking Zelle for a Spin
  July 2017
• 2017 Annual U.S. Debit Data Review
  June 2017
• Justifying Real-Time Payments in the United States
  May 2017
• Bill Pay: Fast and Simple Wins
  April 2017
• A More Competitive Debit Network Battlefield
  March 2017
• Decoupled Debit: The Start of Mainstream Adoption?
  March 2017
• New Trends Underscore Role of Surcharge-Free ATMs
  February 2017
• A Rose by Any Other Name: What’s the Difference Between Debit and Prepaid?
  February 2017
• 2017 Payments Outlook
  January 2017
• Making Merchant Mobile Payment Apps More Engaging
  January 2017
• Debit and 3-D Secure 2.0
  December 2016
• 2017 Outlook: Debit
  December 2016
• Payment Services Directive 2
  December 2016
• Small Business Debit: Hiding in Plain Sight
  November 2016
• The New Prepaid Rule Will Affect Checking Accounts
  November 2016
• Card-Not-Present Fraud: The Merchant Empire Strikes Back
  November 2016
• The Growing Importance of Healthcare Accounts
  November 2016
• Company Snapshot: PayPerks, Inc.
  November 2016
• Is Zelle the De Facto P2P Solution in the U.S.?
  November 2016
• International Money Transfers: Simpler, Digital, and Cheaper
  October 2016
• Can Coalition Loyalty Programs Succeed in the United States?
  August 2016
• Here Comes Same Day ACH
  August 2016
• Mobile Card Controls: Do-It-Yourself Fraud Management
  August 2016
• 2016 Annual U.S. Debit Market Data Review
  July 2016
• Has Debit Outlived Its Shelf Life?
  July 2016
• Dual-Message Debit Makes Its Entrance
  May 2016
• 2016 Annual U.S. Debit Rewards Review with U.K. Comparison
  February 2016
• 2016 Payments Outlook
  January 2016
• Table Manners: Restaurants and the EMV Migration
  December 2015
• 2016 Outlook: U.S. Debit Cards
  December 2015
• The Emergence of Mass Pay Solutions
  November 2015
• Prospect of Real-Time Payments for the U.S. Changes in Real Time
  November 2015
• Seizing the Opportunity of a U.S. Real-Time Network
  October 2015
• Adventures with CurrentC
  October 2015
• The Opportunity of Person-to-Person Payments
  October 2015

Emerging Technologies

• Internet of Things Technology and Consumer Devices: Machine Triggered Payments Continue Growth in U.S. Households
  September 2021
• Open Banking Goes Worldwide: U.S. Inroads are Keeping Pace with Global Efforts
  August 2021
• A Lesson for the U.S: How EU Open Banking APIs Have Stabilized to Support Alternative Networks
  July 2021
• Modernizing Regulatory Oversight of New Technology – Fast Enough to Manage Risks?
  June 2021
• Corporate Banking: Modernize or Risk Disenfranchisement
  June 2021
• Cryptocurrencies: Governments and Banks Catch Up to the Adoption Curve
  May 2021
• 2021 Outlook: U.S. Payments
  April 2021
• A Functional Taxonomy of Digital Wallets: Today’s Version, Tomorrow’s Direction
  April 2021
• 2021 Outlook: Emerging Technologies
  March 2021
• U.S. Faster Payments Forecast: The Volume Begins to Build
  February 2021
• Card Networks Deploy Delegated Authentication: Everybody Wins!
  December 2020
• Cryptocurrency Landscape Overview
  December 2020
• e-Commerce Authorization Data: Patching the Patchwork
  November 2020
• Consumer Debt Collection Software: Vendor Assessment
  October 2020
• Payment Directories: Do They Have a Role to Play in the Adoption of U.S. Faster Payments?
  August 2020
• Tracking Mistakes in AI: Using Vigilance to Avoid Errors
  August 2020
• IoT Payments: Taxonomy Driven Market Size and Company Rankings
  July 2020
• Libra Evolves, But The Digital Currency Landscape May Shift
  June 2020
• E-Commerce Fraud Detection Platforms, Part 2: Vendor Assessment
  May 2020
• Biometrics: Driven by Standardized Authentication, Adopted by Consumers
  April 2020
• Revisiting Authentication in the Age of SRC and EMV 3-D Secure
  April 2020
• Cryptocurrency: A New Growth Segment for Prepaid Debit Cards?
  March 2020
• E-Commerce Fraud Detection Solutions: Market Overview
  February 2020
• 2020 Outlook: U.S. Payments
  January 2020
• IoT Payments: How the Internet of Things Is Influencing Payments
  January 2020
• The Emergence of API Platforms: Open Banking and Payments Drive New Business Models
  December 2019
• 2020 Outlook: Emerging Technologies
  November 2019
• Distributed and Self-Sovereign Identity Solutions: Part 2, Implementations and Suppliers
  September 2019
• Distributed and Self-Sovereign Identity Solutions: Part 1, Technology Overview
  August 2019
• Are You Prepared for Mastercard and Visa to Enter Your Market?
  May 2019
• How Banks Can Safely Do Cryptocurrency
  April 2019
• Blockchain B2B Is Starting to Turn the Corner
  April 2019
• Securing E-Commerce: Competing Technology Crowds the Market
  February 2019
• 2019 Outlook: U.S. Payments
  January 2019
• 70+ Processes Banks Have Already Improved Using AI
  January 2019
• The Connected Car: Still in First Gear for Merchant Commerce
  December 2018
• 2019 Outlook: Emerging Technologies Trends in the U.S.
  November 2018
• EMV Technology Update: EMV Classic, Faster EMV, and Now QR Code EMV
  June 2018
• First Data Pilots a Token Service Provider Solution
  May 2018
• Conversational Commerce Speaks to New Market Opportunities for Merchants
  May 2018
• Developing an Appropriate and Sustainable Business Plan for an API Portal
  April 2018
• Payment Channel Alternatives to the Card Networks for Merchant
  February 2018
• 2018 Outlook: U.S. Payments
  January 2018
• Authentication Market Shake-up as Visa Enters the Market
  January 2018
• Corporate Banking Now Peeking Through the Blockchain Window
  December 2017
• 2018 Outlook: Emerging Technologies
  December 2017
• 2018 Outlook: Merchant Services
  December 2017
• Now Is the Time to Develop an AI Business Plan Beyond Fraud
  December 2017
• Mobile Is Coming in Commercial Payments
  October 2017
• Voice-Activated Conversational Interfaces: A Viable New Banking Channel
  October 2017
• Bringing AI into the Enterprise: A Machine Learning Primer
  August 2017
• The On-Demand Economy: Mobile Apps That Deliver Convenience Boost Payments Volume
  August 2017
• Evolving Retail Concepts and Venues with Mobile Self-Checkout
  June 2017
• Mobile POS: More Than Just Payments for Merchants
  May 2017
• Behavioral Biometrics Will Restructure the Authentication Landscape in the Next 5–8 Years
  May 2017
• Emerging Technology in Corporate Payments? Faster Strides but Legacy Providers Remain the Leaders
  April 2017
• Mobile Order and Pay Ahead: A New Sales Channel for Restaurants and Merchants
  March 2017
• Mobile Payments Platforms and Markets: How High Is Up?
  February 2017
• Biometrics: A Market Forecast for Consumer Adoption
  January 2017
• 2017 Payments Outlook
  January 2017
• Biometrics: A New Wrinkle Changes the Authentication Landscape
  January 2017
• 2017 Outlook: Emerging Technologies
  December 2016
• Toward a Theory and Practice of Data in an Always-On World
  December 2016
• Will Google Make Current Biometric Approaches Obsolete?
  November 2016
• 10 Reasons To Be Skeptical That Blockchain Will Disrupt Financial Services Any Time Soon
  November 2016
• A Digital Future Compels the Use of Technology to Automate Achieving Financial Goals
  October 2016
• Understanding Risk in Bitcoin and Bitcoin Exchanges
  August 2016
• The Outlook for Commercial Mobile Payments
  July 2016
• Alternative Currencies: Are Cryptocurrencies Ready for Prime Time?
  June 2016
• R3 CEV Isn't Building on the Blockchain. Should You?
  April 2016
• The Visa Developer Platform: Opening the Gates to Innovation
  April 2016
• From Card-on-File to On-Demand Payments: New Payment Model and Strategies For Payment Providers
  April 2016
• Merchant Mobile Wallets: Mobile Payments in Action
  April 2016
• 2016 Payments Outlook
  January 2016
• A Deep Dive into Chase Pay
  January 2016
• Eight Technologies That Will Impact Payments and Banking Going Forward
  December 2015
• 2016 Outlook: Emerging Technologies
  December 2015
• Wearables: Generating the Next Wave of Personal Finance Experiences
  November 2015
• Mobile Payment App Support: Review, 2015
  October 2015
• How Many Sidechains Can Bitcoin Economics Support?
  September 2015
• Executive Insight: Are the U.S. Chip Rules Enough
  September 2015
• Why PayPal Bought Xoom: Emerging Markets Opportunity Too Good to Ignore
  July 2015
• Understanding Bitcoin: Blockchain Applications Beyond Payments
  June 2015
• Defining a Strategic Path for Banks Regarding EMV, Tokens, Apple Pay, and Mobile Apps
  May 2015
• Apple Pay at Six Months: A Medium-Term Outlook
  April 2015
• The Obstacles Facing Android to Enable a Payments Infrastructure That Rivals Apple Pay
  January 2015
• M-POS: Expanding the Payments Value Chain into New Territories
  January 2015
• Company Snapshot: Kopo Kopo
  January 2015
• 2015 Outlook: Payments
  December 2014
• 2015 Outlook: Emerging Technologies
  December 2014
• A SWIFT Disruption? Bitcoin and Peer-to-Peer Models Challenge the Remittance Business
  December 2014
• Payment Networks 2.0: The Battle for Tokenization
  October 2014
• PayPal’s Future: What Separation from eBay Will Mean
  October 2014
• A Mobile Payments Taxonomy and Forecast, 2014–2025
  September 2014
• A Sleeping Giant Awakes: How Apple Pay Works and What It Means for Payments
  September 2014
• The Internet of Things Can Deliver an Immersive Experience: Will Payment Networks Lead the Way?
  September 2014
• Mobile Payments Strategy in the Omnichannel Age
  August 2014
• Preparing for 2015: The Year of the Liability Shift
  August 2014
• Payment Gateways Unlock Global E-Commerce Opportunities
  June 2014
• Company Snapshot: Dwolla
  June 2014

European PaymentsInsights

• European PaymentsInsights - 2020 Germany Summary Report
  October 2020
• European PaymentsInsights - 2020 United Kingdom Summary Report
  May 2020
• 2020 UK Cross Tabs
  March 2020
• 2020 Sweden Cross Tabs
  March 2020
• 2020 Spain Cross Tabs
  March 2020
• 2020 Netherlands Cross Tabs
  March 2020
• 2020 Italy Cross Tabs
  March 2020
• 2020 Germany Cross Tabs
  March 2020
• 2020 France Cross Tabs
  March 2020

Global Payments

• Regulatory Mandate or Not, Corporate Open Banking is Here
  September 2021
• International Prepaid Market Developments and Growth Trends
  September 2021
• Payments Hub Market and Vendor Solutions Overview: Technology Advances Offer a New Perspective
  August 2021
• Open Banking Goes Worldwide: U.S. Inroads are Keeping Pace with Global Efforts
  August 2021
• Commercial Credit Cards: International Markets Review and Forecast, 2020-2025; COVID Bounce Back Not Expected Until 2023
  July 2021
• A Lesson for the U.S: How EU Open Banking APIs Have Stabilized to Support Alternative Networks
  July 2021
• Modernizing Regulatory Oversight of New Technology – Fast Enough to Manage Risks?
  June 2021
• Cryptocurrencies: Governments and Banks Catch Up to the Adoption Curve
  May 2021
• 2021 Outlook: U.S. Payments
  April 2021
• B2B E-Commerce: The Challenges and Opportunities Caused by Digital Acceleration
  March 2021
• Debit Card Trends in the Asia-Pacific Region
  December 2020
• 2021 Outlook: Commercial and Enterprise Payments
  October 2020
• Asian Mobile Pays Continue High Growth, But U.S. Market Expansion Stalls
  August 2020
• Mega Mergers of Merchant Acquirers—One Year Later
  August 2020
• Commercial Credit Cards: North America Market Review and Forecast, 2018-2024
  August 2020
• Debit Card Trends Across Europe
  July 2020
• Commercial Credit Cards: International Markets Review and Forecast, 2019-2024
  June 2020
• The Canadian Open-Loop Prepaid Market: 2019
  June 2020
• E-Commerce Fraud Detection Platforms, Part 2: Vendor Assessment
  May 2020
• Financing Commercial Trade: The Search for Liquidity
  May 2020
• Biometrics: Driven by Standardized Authentication, Adopted by Consumers
  April 2020
• Business-to-Business Cross-Border Payments: New and Improving Options
  April 2020
• The Canadian Credit Card Market
  March 2020
• E-Commerce Fraud Detection Solutions: Market Overview
  February 2020
• The Emergence of API Platforms: Open Banking and Payments Drive New Business Models
  December 2019
• QR Code Developments May Disrupt the Disrupters
  December 2019
• U.S., Canada, and U.K. Prepaid Markets: Similarities and Differences
  September 2019
• Commercial Credit Cards North America, 2017–2023: Growth and Change Continue
  August 2019
• Receivables Management Is Back on the Radar
  July 2019
• Credit Cards in Latin America and Caribbean: Financial Inclusion with Risk and Opportunity
  July 2019
• Trends in Global Regulations: Corporate Banking and Payments
  June 2019
• The Canadian Open-Loop Prepaid Market: 2018
  June 2019
• International Commercial Cards: Market Review and Forecast, 2018–2023
  June 2019
• B2B Payments: More Options Than Ever Before
  May 2019
• How Banks Can Safely Do Cryptocurrency
  April 2019
• Blockchain B2B Is Starting to Turn the Corner
  April 2019
• Supplier Enablement: Get More Flexible and Technical
  April 2019
• U.S. Merchant Acquirers Confront Disruptive Payment Industry Forces
  February 2019
• Securing E-Commerce: Competing Technology Crowds the Market
  February 2019
• Fiserv and First Data Proposed Merger Shakes U.S. Payments Ecosystem
  February 2019
• Fintech in Corporate Banking: Digitize or Miss the Boat
  February 2019
• 2019 Outlook: U.S. Payments
  January 2019
• Fighting Payments Fraud: No Rest for the Weary
  December 2018
• B2B Marketplaces: Disruption Presents Opportunity
  November 2018
• Global Interchange Regulation: Impact on Debit Cards
  October 2018
• Procure-to-Pay Convergence: Market Review and Vendor Comparison
  September 2018
• Asian Mobile Payment Apps as a Way of Life: A Look at Alipay, Paytm, and WeChat Pay
  May 2018
• The Canadian Open-Loop Prepaid Market: 2017
  May 2018
• General Data Protection Regulation: The European Union’s Cross-Industry Approach to Data Protection
  April 2018
• International Commercial Card Markets Outlook: 2016–2021
  April 2018
• Open Banking and Its APIs Debut in Europe and the U.K. . . . and Next?
  March 2018
• U.K. Prepaid Market Dynamics, 2017
  January 2018
• 2017 ATM Market Benchmark Report
  November 2017
• The Canadian Open-Loop Prepaid Market: 2016
  November 2017
• Evolution of Merchant Acquiring in Europe
  November 2017
• Doing Well by Doing Good: Delivery Models and Channels Serving the Financially Underserved
  October 2017
• Brazil, Russia, India, and China: Payment Developments in the BRIC Countries
  October 2017
• Bringing AI into the Enterprise: A Machine Learning Primer
  August 2017
• U.S. Faster Payments Is Sorta Kinda Here
  August 2017
• Virtual Financial Institutions Are Here. Hasn’t Anyone Noticed?
  May 2017
• Commercial Cards Global Markets: Travel and Virtual Accounts Driving Growth
  May 2017
• Payment Services Directive 2: Worldwide Industry Implications
  April 2017
• Biometrics: A Market Forecast for Consumer Adoption
  January 2017
• 2017 Payments Outlook
  January 2017
• Biometrics: A New Wrinkle Changes the Authentication Landscape
  January 2017
• Payment Services Directive 2
  December 2016
• Brexit’s Impact on Commercial Payments
  November 2016
• 2016 ATM Market Benchmark Report
  October 2016
• International Money Transfers: Simpler, Digital, and Cheaper
  October 2016
• Breaking Down Barriers: Challenges for Commercial Global Card Programs
  October 2016
• Can Coalition Loyalty Programs Succeed in the United States?
  August 2016
• Understanding Risk in Bitcoin and Bitcoin Exchanges
  August 2016
• Alternative Currencies: Are Cryptocurrencies Ready for Prime Time?
  June 2016
• The Canadian Open-Loop Prepaid Market: 2015
  June 2016
• Update on Faster Corporate Payments
  April 2016
• Commercial Cards in Europe: Stagnating or Growing?
  March 2016
• Exploring the European Payment Gateway Opportunity
  March 2016
• 2016 Annual U.S. Debit Rewards Review with U.K. Comparison
  February 2016
• Asia-Pacific Commercial Credit Cards: Market Review
  February 2016
• Country Payments Market Profile: South Africa
  January 2016
• 2016 Payments Outlook
  January 2016
• Country Payments Market Profile: Mexico
  January 2016
• 2016 Outlook: Global Payments
  December 2015
• Can Digital Banks Stay Digital Only?
  December 2015
• 2015 European Contactless Card Payments Landscape
  October 2015
• European Mobile Person-to-Person Payment Systems: A Changing Environment
  October 2015
• The Impact of Contactless Cards on the U.K.’s Mobile Payments Future
  September 2015
• Executive Insight: Are the U.S. Chip Rules Enough
  September 2015
• Global Interchange Regulation: Pandora’s Box for Commercial Cards?
  August 2015
• European E-Commerce Alternative Payment Providers Gaining Momentum
  August 2015
• Company Snapshot: Funding Circle
  June 2015
• An Introduction to Peer-to-Peer Lending: A European Perspective
  June 2015
• A (Potential) Revolution in Retail Banking Competition: U.K. Case Study
  May 2015
• 2015 U.K. Debit Rewards Landscape Review
  May 2015
• Country Payments Market Profile: India
  April 2015
• Country Payments Market Profile: Turkey
  March 2015
• Global Payment Card Fraud Trends and Statistics
  March 2015
• Company Snapshot: Pivo
  March 2015
• The Expanding Role of Telcos in Payments
  February 2015
• Social Media and Mobile Messaging Providers’ Payment Apps: More Than Just P2P
  January 2015

Merchant Services

• Acquirer Market Spotlight: Sports and E-sports Betting
  September 2021
• Buy Now, Pay Later: Sales or Cost Driver?
  August 2021
• Lifestyle Commerce Drives Expanding Mobile Sales Channel For Merchants
  July 2021
• Online Grocery: Grocers Meet the Challenge of Digital Demand, but Can They Do It at a Reasonable Cost?
  May 2021
• Buy Now, Pay Later: Gaining Scale and the Disrupting Status Quo in Lending
  May 2021
• 2021 Outlook: U.S. Payments
  April 2021
• Pay-at-the-Table Finds Its Way onto More Menus
  April 2021
• B2B E-Commerce: The Challenges and Opportunities Caused by Digital Acceleration
  March 2021
• EMV Deadline for Fuel Stations Approaches the Midnight Hour
  February 2021
• Third-Party Delivery Firms Form Necessary but Uneasy Alliances with Merchants
  January 2021
• Contactless POS Payments Finally Ready For Prime Time
  December 2020
• Subscription Economy Accelerates as Stay-At-Home Lifestyle Spurs Demand
  December 2020
• 2021 Outlook: Merchant Services
  December 2020
• Buy Now Pay Later Lending: The Time to Regulate is Now
  December 2020
• e-Commerce Authorization Data: Patching the Patchwork
  November 2020
• How Mobile Order and Pay Provides A Lifeline for Restaurants and Retailers during Covid-19
  November 2020
• Crowded Payment Gateway Landscape Offers Much To Online Merchants, Part 2: U.S. Market Company Profiles
  October 2020
• Asian Mobile Pays Continue High Growth, But U.S. Market Expansion Stalls
  August 2020
• Mega Mergers of Merchant Acquirers—One Year Later
  August 2020
• Gateways Become Rising Force In U.S. Payments Industry, Part 1: A Market Overview
  July 2020
• COVID-19: The Power Behind Contactless
  July 2020
• COVID-19 Transmits Chills to 2020 U.S. Merchant Landscape
  April 2020
• Autonomous Checkout: Brick-and-Mortar Retail Goes Full Digital
  April 2020
• Merchant Mobile Apps: Much More Than Payments
  February 2020
• 2020 Outlook: U.S. Payments
  January 2020
• 2019 U.S. QSR Kiosk Market: Self-Service Kiosks Gaining Popularity
  January 2020
• Behaviors of Mobile-Enabled Consumers Complicate the Meaning of “Going to the Store”
  December 2019
• U.S. Fleet Card Market Review and Forecast, 2018–2023
  December 2019
• Merchant Chargebacks Are on the Rise Due to Friendly Fraud
  December 2019
• 2020 Outlook: Merchant Services
  November 2019
• Square and Clover Delivering Merchant Services Beyond Payment Acceptance
  September 2019
• U.S. Online Grocery Shopping Takes Off but Remains a Challenging Channel
  June 2019
• Intelligent Vending Technology in the U.S.: Reinventing an Industry
  June 2019
• Gamification and Other Strategies for Merchants to Enhance Customer Loyalty
  May 2019
• Key Themes at 2019 Merchant Megashows: Shoptalk and NRF Retail Big Show
  March 2019
• U.S. Merchant Acquirers Confront Disruptive Payment Industry Forces
  February 2019
• Fiserv and First Data Proposed Merger Shakes U.S. Payments Ecosystem
  February 2019
• 2019 Outlook: U.S. Payments
  January 2019
• The Connected Car: Still in First Gear for Merchant Commerce
  December 2018
• 2019 Outlook: Merchant Services
  November 2018
• Pay-at-Table Technology in the U.S.: What Is Holding Back Adoption?
  October 2018
• U.S. Recurring Payments Market Forecast, 2017–2021: Set It and Forget It
  October 2018
• U.S. Mobile Payments Market Forecast, 2016–2025: Merchants Grow as Mobile Goes Mainstream
  September 2018
• U.S. Customers Shifting Their Shopping Channels and Preferences
  August 2018
• Five Reward Events That Will Alter the Credit Card Value Proposition
  June 2018
• EMV Technology Update: EMV Classic, Faster EMV, and Now QR Code EMV
  June 2018
• Private Label Credit Cards: A Market, Not Just a Niche
  May 2018
• First Data Pilots a Token Service Provider Solution
  May 2018
• Asian Mobile Payment Apps as a Way of Life: A Look at Alipay, Paytm, and WeChat Pay
  May 2018
• Conversational Commerce Speaks to New Market Opportunities for Merchants
  May 2018
• Payment Channel Alternatives to the Card Networks for Merchant
  February 2018
• 2018 Outlook: Merchant Services
  December 2017
• 2017 Closed-Loop Gift Card Holiday Forecast: Stockings Will Get Stuffed
  November 2017
• C-Stores a Rising Force in Merchant Loyalty
  August 2017
• The On-Demand Economy: Mobile Apps That Deliver Convenience Boost Payments Volume
  August 2017
• Evolving Retail Concepts and Venues with Mobile Self-Checkout
  June 2017
• Retail Gift Card Trends in the United States: 2016 in Review
  June 2017
• Mobile POS: More Than Just Payments for Merchants
  May 2017
• Mobile Order and Pay Ahead: A New Sales Channel for Restaurants and Merchants
  March 2017
• A More Competitive Debit Network Battlefield
  March 2017
• Decoupled Debit: The Start of Mainstream Adoption?
  March 2017
• Mobile Payments Platforms and Markets: How High Is Up?
  February 2017
• Making Merchant Mobile Payment Apps More Engaging
  January 2017
• 2017 Outlook: Merchant Services
  December 2016
• Company Snapshot: Riskified
  December 2016
• Card-Not-Present Fraud: The Merchant Empire Strikes Back
  November 2016
• The Growing Importance of Healthcare Accounts
  November 2016
• Can Coalition Loyalty Programs Succeed in the United States?
  August 2016
• Mobile Card Controls: Do-It-Yourself Fraud Management
  August 2016
• Merchant Acquiring’s Ecosystem: Evolving Beyond Transactions
  June 2016
• Exploring the European Payment Gateway Opportunity
  March 2016

North American PaymentsInsights

• 2021 U.S. North American PaymentsInsights: Subscriptions, Bill Pay, and Consumer Fraud Experience
  August 2021
• 2021 North American PaymentsInsights: Canada – Fraud and Shifting Consumer Payments Preferences
  July 2021
• North American PaymentsInsights, U.S.: Data Summary Report; ATM Usage and Preferences
  June 2021
• 2021 North American PaymentsInsights, Canada - Data Summary Report: ATM Usage and Preferences
  May 2021
• 2021 North American PaymentsInsights – Buy Now Pay Later
  April 2021
• 2020 North American PaymentsInsights - Credit Cards: Navigating Rough Waters
  March 2021
• 2020 North American PaymentsInsights: Debit - Continued Change
  December 2020
• North American PaymentsInsights – U.S. Credit Card Crosstabs
  December 2020
• North American PaymentsInsights – Canada Prepaid Crosstabs
  December 2020
• North American PaymentsInsights – Canada Mobile Crosstabs
  December 2020
• North American PaymentsInsights – Canada Debit Crosstabs
  December 2020
• North American PaymentsInsights – Canada Credit Crosstabs
  December 2020
• North American PaymentsInsights – Mobile Payments: Breaking Through
  November 2020
• North American PaymentsInsights - Prepaid Cards: Shifting Purchase Channels
  October 2020
• North American PaymentsInsights: Canadian & American Consumers: Similar, but Different
  July 2020
• North American PaymentsInsights, Canada - Subscription Services and Bill Pay: It’s All Digital
  June 2020
• North American PaymentsInsights, U.S - Subscription Services and Bill Pay: Card Payments Dominate
  May 2020
• North American PaymentsInsights, Canada - ATMs: Used for More than Just Cash
  April 2020
• North American PaymentsInsights, U.S - ATMs: No Fee for Me
  April 2020
• North American PaymentsInsights, Canada - Technology and Fraud: Financial Unease
  March 2020
• North American PaymentsInsights, U.S.- Technology and Fraud: Consumer Concern Is Real
  March 2020
• 2019 Canada PaymentsInsights - Debit Cards and P2P Payments: Valuable Solutions
  February 2020
• 2019 U.S. PaymentsInsights - Debit Cards and P2P Payments: Solid Partners
  February 2020
• 2019 Canada PaymentsInsights - Credit Cards: Leading the Charge
  November 2019
• 2019 U.S. PaymentsInsights - Credit Cards: Still the Card of Choice
  November 2019
• Mobile Payments: Making a Comeback
  October 2019
• Prepaid Cards: Continued Growth
  September 2019
• Consumers and Personal Finance: Primary Financial Institutions Can Help
  July 2019
• ATM Banking: It’s Not Just About Cash Withdrawal Anymore
  June 2019
• 2018 Digital Banking in the U.S.: From Bricks to Clicks
  May 2019
• Omnichannel and Branch Banking: The Current U.S. Consumer Banking Environment
  March 2019
• U.S. Consumers and Debit: Fewer Use It for Purchases
  January 2019
• Consumers and Credit: Rising Usage
  December 2018
• Mobile Payments: Still Waiting for Broader Adoption in the U.S.
  November 2018
• Consumers and Prepaid: Shifting Toward Digital
  September 2018
• Consumers and Personal Finance: Advice and Tools Breed Engagement
  May 2018
• ATM and Self-Service Banking: The Importance of Surcharge-Free ATMs
  April 2018
• Digital Banking: Improvements Needed to Compete with Fintech
  April 2018
• Omnichannel and Branch Banking: Getting It Right
  March 2018
• U.S. Consumers and Debit: Shift to Online May Inhibit Use
  January 2018
• U.S. Consumers and Credit: Playing the Rewards Game
  December 2017
• Mobile Payments: Greater Value Needed for Widespread Adoption
  October 2017
• Consumers and Prepaid: Caution Ahead
  September 2017
• Consumers and Personal Finance: Don’t Overlook the Basics
  April 2017
• ATM and Self-Service Banking: Key to Engagement
  March 2017
• Digital Banking: Shift to Smartphones May Require New Support
  March 2017
• Omnichannel and Branch Banking: Remember and Reward Your Customers
  February 2017
• U.S. Consumers and Debit: Signs of Displacement
  January 2017
• U.S. Consumers and Credit: Young Adults Return to Credit Card Use
  December 2016
• Mobile Payments: Market Leadership Is Up for Grabs
  October 2016
• Consumers and Prepaid: Growing Use, Especially for Retailer-Specific Cards
  August 2016
• Consumers and Personal Finance: Advice Needed at All Levels
  June 2016
• Self-Service, ATM, and Other Channel Banking: Expand My Options
  April 2016
• Digital Banking: Smartphones Spark Online and Mobile Growth
  March 2016
• Omnichannel and Branch Banking: Make It Personal
  February 2016
• Consumers and Debit in the U.S.: Heightened Security Concerns
  December 2015
• U.S. Consumers and Credit: Potential Disruption to Issuers
  November 2015
• Mobile Payments Is Really Here
  October 2015
• Consumers and Prepaid: Young, Mobile, and Affluent Drive Growth
  September 2015
• Online Banking, Bill-Pay, and P2P: Mobile Access Spurs Growth
  May 2015
• Mobile and Tablet Banking: P2P Is Driving Growth
  April 2015
• Self-Service, ATM, and Other Channel Banking: Teller Displacement Begins
  March 2015
• Branch Banking: Rising Use for Financial Advice
  February 2015
• Consumers and Credit: New Cardholders Demand More Credit
  January 2015
• Consumers and Prepaid: Rising Use, Especially by Mobile
  December 2014
• Consumers and Debit in the U.S.: Rising Demand for New Services
  November 2014
• Mobile Payments: Only If Relevant and Useful
  September 2014
• Online Banking: A Shift to Mobile Platforms
  June 2014
• Mobile and Tablet Banking: Key to Customer Retention
  May 2014
• Branch Banking 2013: The Power of Cross-Selling
  April 2014
• Self-Service, ATM, and Other Channel Banking: Rising Use in a Mobile Era
  February 2014
• Credit 2013: Consumers Eye Cobranded Rewards
  January 2014
• Consumers and Debit 2013: A Shift to Alternative Payments
  December 2013
• Prepaid 2013: Buying More For Own Use
  October 2013
• Mobile Payments 2013: Young Adults and Minorities Take the Lead
  September 2013
• Self-Service, ATM, and Other Channel Banking: Omnichannel Experience Needed
  June 2013
• Online Banking: Improving the Customer Experience
  May 2013
• Mobile and Tablet Banking: Catalyst for Change
  April 2013
• Branch Banking 2012: All About the Relationship
  February 2013
• Consumers and Credit 2012: Come Back, Young Cardholders
  February 2013
• Consumers and Prepaid 2012: More Tools, Please
  November 2012
• Consumers and Mobile Payments 2012: Make It Useful
  October 2012
• Consumers and Debit 2012: Cardholders Settle Down and Take Action
  August 2012
• U.S. Consumers and Social Media: Revisiting Banking's Social Influence
  June 2012
• Mobile Momentum: The Promise and Challenge of Mobile Banking
  May 2012
• Consumers and ATMs: New Opportunities for the Old Channel
  April 2012
• Branch Banking: The Times Are Changing (Slowly)
  April 2012
• Consumers and Debit 2011: Cardholders Reacting in Slow Motion
  February 2012
• Consumers and Prepaid 2011: Don't Forget The Gifts
  December 2011
• Consumers and Prepaid 2011: Don't Forget The Gifts - Cross Tabs
  December 2011
• Consumers and Mobile Payments: Familiarity Paving the Way
  September 2011
• Consumers and Online Bill Management
  September 2011
• U.S. Credit Cardholders: Waiting For A Rebound
  September 2011
• U.S. Credit Cardholders: Waiting For A Rebound - Cross Tabs
  September 2011
• Banking On Loyalty: The Role of Relationship Rewards
  July 2011
• Banking On Loyalty: The Role of Relationship Rewards - Cross Tabs
  July 2011
• U.S. Consumers and Social Media: Banking's Social Revolution - Cross Tabs
  June 2011
• U.S. Consumers and Social Media: Banking's Social Revolution
  June 2011
• Consumers and Retail Banking Channels: Old Channels Never Die
  April 2011

Prepaid

• 18th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2020-2025
  September 2021
• International Prepaid Market Developments and Growth Trends
  September 2021
• Necessity as the Mother of Invention: Prepaid Cards Find New Use Cases in the COVID-19 Pandemic
  July 2021
• The U.S. Population of Unbanked Individuals is Shrinking
  April 2021
• 2021 Outlook: U.S. Payments
  April 2021
• An Exploration of the Complex Prepaid Market and How a Change in Reg. II Could Unravel Fintechs
  April 2021
• A Functional Taxonomy of Digital Wallets: Today’s Version, Tomorrow’s Direction
  April 2021
• 2021 Outlook: Prepaid
  February 2021
• Commercial Prepaid North America: Open-Loop Market Review and Forecast, 2019-2024
  December 2020
• Government Issued Pre-paid Cards: Efficient Cash Access and Distribution
  December 2020
• 17th Annual U.S. Open Loop Prepaid Cards Market Forecast 2020-2024, Part Two
  December 2020
• 17th Annual U.S. Open Loop Prepaid Cards Market Forecast 2020-2024, Part One
  December 2020
• Senator Durbin is Not Done with Debit Yet
  October 2020
• Asian Mobile Pays Continue High Growth, But U.S. Market Expansion Stalls
  August 2020
• U.S. Stimulus Payments: Another Proving Ground for Prepaid Cards
  August 2020
• Debit: A Good Man in a Storm
  August 2020
• COVID-19: The Power Behind Contactless
  July 2020
• IoT Payments: Taxonomy Driven Market Size and Company Rankings
  July 2020
• The Canadian Open-Loop Prepaid Market: 2019
  June 2020
• Do State Payroll Card Laws Help or Hurt the Unbanked?
  April 2020
• Cryptocurrency: A New Growth Segment for Prepaid Debit Cards?
  March 2020
• Merchant Mobile Apps: Much More Than Payments
  February 2020
• 2020 Outlook: U.S. Payments
  January 2020
• Digital Gift Cards: U.S. Market, 2019
  January 2020
• 2020 Outlook: Prepaid
  November 2019
• 16th Annual U.S. Open Loop Prepaid Cards Market Forecast, 2019–2023
  October 2019
• Commercial Prepaid North America Market Review and Forecast, 2018–2023
  October 2019
• U.S., Canada, and U.K. Prepaid Markets: Similarities and Differences
  September 2019
• Payments for Work in the U.S. Gig Economy
  August 2019
• The Evolution of U.S. Payroll Cards in the 21st Century
  August 2019
• 16th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2018–2022
  June 2019
• The Canadian Open-Loop Prepaid Market: 2018
  June 2019
• The Growing Business of U.S. Small Business Debit
  April 2019
• Top 10 General Purpose Reloadable Prepaid Debit Cards in the U.S. Chosen by GPR Cardholders in 2018
  March 2019
• General Purpose Reloadable Prepaid Card Portfolio Measurements and Growth Strategies
  February 2019
• 2019 Outlook: U.S. Payments
  January 2019
• GPR Prepaid Debit Cards Lose Courtesy Overdraft Capability
  December 2018
• The Blurred Lines Between Debit and Prepaid Cards
  December 2018
• Prepaid Card Fraud
  December 2018
• 15th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2017–2021
  November 2018
• 2019 Outlook: Prepaid
  November 2018
• 15th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2017–2021
  September 2018
• The Canadian Open-Loop Prepaid Market: 2017
  May 2018
• BIN Sponsorship of Prepaid Card Programs: Benefits for Financial Institutions
  April 2018
• 2018 Consumer Financial Protection Bureau (CFPB) Final Prepaid Rule: Is This Really It?
  March 2018
• 2018 Outlook: U.S. Payments
  January 2018
• U.K. Prepaid Market Dynamics, 2017
  January 2018
• U.S. Commercial Prepaid Cards: 2015–2020 Forecast
  December 2017
• 2018 Outlook: Prepaid
  December 2017
• The Canadian Open-Loop Prepaid Market: 2016
  November 2017
• 14th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2017–2020
  November 2017
• 2017 Closed-Loop Gift Card Holiday Forecast: Stockings Will Get Stuffed
  November 2017
• Faithful Companion: Prepaid Supports Credit and Debit Cards
  September 2017
• Prepaid Cards: Addressing the Needs of Goal-Oriented Savers
  August 2017
• InComm VanillaDirect: A Tool for Cash Payments
  July 2017
• Open-Loop Prepaid Card Management: Strategies to Take Advantage of the Industry’s Inflection Point
  June 2017
• Retail Gift Card Trends in the United States: 2016 in Review
  June 2017
• Company Snapshot: CashStar
  March 2017
• 14th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2017–2020
  March 2017
• Hang onto Your Hats: 2017 Is Shaping Up to Be a Wild Ride
  February 2017
• A Rose by Any Other Name: What’s the Difference Between Debit and Prepaid?
  February 2017
• 2017 Payments Outlook
  January 2017
• 13th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2016–2019
  December 2016
• 2017 Outlook: Prepaid
  December 2016
• The New Prepaid Rule Will Affect Checking Accounts
  November 2016
• Company Snapshot: PayPerks, Inc.
  November 2016
• 2016 Closed-Loop Gift Card Holiday Forecast: Ready for Santa
  November 2016
• The CFPB Final Prepaid Rule Is Here: What Now? Start with Disclosures and Marketing
  November 2016
• Prepaid Fraud Prevention in a Changing World
  October 2016
• 13th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2016–2019
  September 2016
• Self-Use of Gift Cards in the United States
  September 2016
• Retail Gift Card Trends in the United States: 2015 in Review
  August 2016
• Gift Cards Are Dematerializing
  August 2016
• The Canadian Open-Loop Prepaid Market: 2015
  June 2016
• The Internet of Things Will Be Prepaid
  May 2016
• Retailer Bankruptcies: Are Gift Card Holders Just Another Class of Creditor
  March 2016
• Payroll Cards in the United States: A Balancing Act for Providers
  March 2016
• Company Snapshot: Cachet Financial Solutions
  February 2016
• American Express’s 2016 Resolution: Realign the Prepaid Portfolio
  February 2016
• Customers Reselling Gift Cards: Benefits for Retailers
  February 2016
• 2016 Payments Outlook
  January 2016
• 12th Annual U.S. Prepaid Cards Market Forecasts, 2015–2018
  December 2015
• 2015 Closed-Loop Gift Card Holiday Forecast: Growth Returns
  December 2015
• 2016 Outlook: Prepaid
  December 2015
• Company Snapshot: PayGo Utilities
  December 2015
• The Emergence of Mass Pay Solutions
  November 2015
• Executive Insight: Are the U.S. Chip Rules Enough
  September 2015
• Tax Refunds and Prepaid Cards: Any Room Left in the Market?
  July 2015
• Retail Gift Card Trends in the United States: 2014 in Review
  July 2015
• The Six Million Dollar Customer: Using Technology to Build a Profitable Customer Base
  June 2015
• EMV: The Y2K of Payments
  May 2015
• Seeking Pastures Beyond Walmart: Green Dot Buys Distribution Diversity
  May 2015
• Murphy’s Law and the CFPB: The Proposed Prepaid Rule Won’t Protect Anyone
  March 2015
• 2015 Outlook: Payments
  December 2014
• 2015 Outlook: Prepaid
  December 2014
• Company Snapshot: GoBank
  December 2014
• Happy Holidays for Gift Cards? Retailers Face Two Possible Gift Card Futures
  November 2014
• EMV Hazards for Prepaid
  November 2014
• 11th Annual U.S. Prepaid Cards Market Forecasts, 2014–2017
  November 2014
• Surveying the Global Prepaid Travel Card Landscape
  October 2014

Small Business PaymentsInsights

• 2021 Small Business PaymentsInsights: Business Operations – In the Midst of a Pandemic
  September 2021
• 2020 Small Business PaymentsInsights: SMB Attitudes and Banking – Charting a New Course
  December 2020
• Payment Acceptance – The Payments Shift
  September 2020
• 2020 Small Business Payments Survey - Banner 4
  July 2020
• 2020 Small Business Payments Survey - Banner 3
  July 2020
• 2020 Small Business Payments Survey - Banner 2
  July 2020
• 2020 Small Business Payments Survey - Banner 1
  July 2020
• U.S. Small Businesses are Reeling as a Result of COVID-19
  July 2020
• Small Business Mindsets and Banking Habits: Attitudes Matter
  December 2019
• Small Business Payments Acceptance: More Payment Options Creeping In
  October 2019
• Payment Cards and B2B Payments: Riding a Wave of Positivity
  July 2019
• 2019 Small Business Payments and Banking Survey - Banner 4
  July 2019
• 2019 Small Business Payments and Banking Survey - Banner 3
  July 2019
• 2019 Small Business Payments and Banking Survey - Banner 2
  July 2019
• 2019 Small Business Payments and Banking Survey - Banner 1
  July 2019
• Small Business Banking: A Captive Audience
  November 2018
• Business Credit Cards and B2B Payments: Opportunity to Improve Market Penetration
  September 2018
• 2018 Small Business Payments and Banking Survey - Banner 1
  June 2018
• 2018 Small Business Payments and Banking Survey - Banner 2
  June 2018
• Payment Acceptance as Digital Channels Expand
  June 2018
• 2018 Small Business Payments and Banking Survey - Banner 3
  June 2018
• 2018 Small Business Payments and Banking Survey - Banner 4
  June 2018
• 2017 Small Business Payments and Banking Survey - Banner 2
  February 2018
• Business Banking Services: Keeping Up with Millennial Owners
  February 2018
• Business Credit Cards and B2B Payments: More Credit, Please
  November 2017
• Payment Acceptance in a Complex Environment: Banks, Watch Out
  July 2017
• 2017 Small Business Payments and Banking Survey - Banner 1
  July 2017
• Business Banking Services: Expanding Online and Mobile
  February 2017
• Business Credit Cards and B2B Payments: Addressing Credit Opportunity
  December 2016
• Payment Acceptance in a Complex Environment
  November 2016
• 2016 Small Business Payments and Banking Survey - Banner 1
  November 2016
• 2016 Small Business Payments and Banking Survey - Banner 2
  November 2016
• 2016 Small Business Payments and Banking Survey - Banner 3
  November 2016
• 2016 Small Business Payments and Banking Survey - Banner 4
  November 2016