This individual Report Layaway: The New Frugality Meets an Old Idea is available for purchase. This Report is available to members of Mercator Advisory Group’s Credit Advisory Service. Please be advised that this Report is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Report contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).
While the Report represents significant analyst time invested, there is no means of our ascertaining if it will fully meet your specific intended purposes. Typically, these Reports form the basis for future discussions with our clients where we are able to fine-tune additional information that we have gathered in the construction of the series of Reports (or locate new information rapidly due to our exclusive focus on gathering information in the payments industry) for specific member needs.
Unfortunately, in fairness to our paying members, we are not able to offer this level of support for a single Report purchase. We will, however, credit any Research Document purchase against the future purchase price of the service should you become a member within 30 days of purchasing the document.
The price for individual Report purchases is $2450 per document.
Use the form below to request this individual Report purchase or
As consumers continue to adjust their payment
patterns in the wake of the Great Recession, major retailers' layaway
programs appear to be gaining new traction during the 2012 holiday
shopping season. Programs are attracting consumer interest beyond the demographic segments traditionally associated with layaway. The
much-discussed "new frugality" of post recession consumers suggests
that delayed purchasing gratification is not just a required virtue for
some consumers; it may have new acceptability as a credit alternative.
(Click to Enlarge)
Justifying Real-Time Payments in the United States
COMPLIMENTARY FORESIGHTOpen-Loop Prepaid Card Management: Strategies to Take Advantage of the Industry’s Inflection Point