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    This individual Report General Data Protection Regulation: The European Union’s Cross-Industry Approach to Data Protection is available for purchase. This Report is available to members of Mercator Advisory Group’s Global Payments Advisory Service. Please be advised that this Report is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Report contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).

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General Data Protection Regulation: The European Union’s Cross-Industry Approach to Data Protection

Mercator Advisory Group releases a new research report summarizing EU consumer data privacy rules that will affect U.S. issuers beginning May 25, 2018.

Comprehensive European Union privacy rules take effect for all industries in late May 2018. The change affects all verticals including bank cards. U.S. industries must examine their customer bases to ensure they are not at risk.

Mercator Advisory Group’s latest research report, General Data Protection Regulation: The European Union’s Cross-Industry Approach to Data Protection, summarizes the specifics of the EU’s new privacy rules and risks to U.S. businesses that do not prepare for the latest EU mandates.

“Unlike the revised Payment Services Directive (PSD2), which has only a partial influence on U.S. card markets, the General Data Protection Regulation can cause non-European markets regulatory fines,” comments Brian Riley, Director, Credit Advisory Services, at Mercator Advisory Group,  the author of the research report. “Keep in mind that compliance with PCI does not mean your organization satisfies GDPR’s privacy and data breach requirements. If there is even one EU citizen in your credit file, you need to ensure compliance.”

This research report contains 19 pages and 7 exhibits.


Highlights of the research report include:

  • Comparison of U.S. and EU noncash payments

  • Projected EU noncash payments in the EU market, 2013–2022

  • Noncash usage in EU and population by country 

  • Six objectives of the General Data Protection Regulation

  • Penalties for noncompliance