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EMV Rollout for Commercial Card Stalled by Cost and Lack of Justification

Mercator Advisory Group examines current state of rollout of EMV Chip Commercial Cards in the United States

Boston, MA – April 03, 2014 – Discussions of strategy are just starting to heat up at financial institutions regarding strategy for commercial card issuance of EMV chip cards as mandates by MasterCard and Visa for compliance with EMV standards are almost upon card-issuing financial institutions.
Mercator Advisory Group's newest report, EMV Rollout for Commercial Card Stalled by Cost and Lack of Justification, examines the industry’s readiness to meet the 2015 network mandate for EMV implementation.

"Commercial cards as an industry represents trillions worth of spend annually and an equally significant number of physical plastics,” comments Amy Hoke, Director of Mercator Advisory Group’s Commercial and Enterprise Payments Advisory Service and author of the report. “A lot is at stake financially in the decisions that commercial card issuers make with regard to rolling out to their respective portfolios smart cards.”

The report is 20 pages long and contains 10 exhibits.

Companies mentioned in this report: American Express, Discover/Diners Club, FIS, JCB, MasterCard, TSYS, U.S. Bank, Visa, and Wells Fargo.

Members of Mercator Advisory Group's Commercial and Enterprise Payments Advisory Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.

Highlights of the report include:

  • How EMV chip works for payment transactions

  • Overview of the upcoming mandated conversion to EMV card issuance
  • Chip implementation considerations for commercial card issuers

  • Issuers’ state of readiness to meet the 2015 deadline 

  • Snapshots of four key industry players approach to chip and EMV strategy