Commercial and Enterprise Payments

Order Form

    This individual Report Commercial Bank Account Management: The Promise of eBAM is available for purchase. This Report is available to members of Mercator Advisory Group’s Commercial and Enterprise Payments Advisory Service. Please be advised that this Report is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Report contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).

    While the Report represents significant analyst time invested, there is no means of our ascertaining if it will fully meet your specific intended purposes. Typically, these Reports form the basis for future discussions with our clients where we are able to fine-tune additional information that we have gathered in the construction of the series of Reports (or locate new information rapidly due to our exclusive focus on gathering information in the payments industry) for specific member needs.

    Unfortunately, in fairness to our paying members, we are not able to offer this level of support for a single Report purchase. We will, however, credit any Research Document purchase against the future purchase price of the service should you become a member within 30 days of purchasing the document.

    The price for individual Report purchases is $2950 per document. 


    Use the form below to request this individual Report purchase or

    Click here for a fax-back order form




Commercial Bank Account Management: The Promise of eBAM

New research from Mercator Advisory Group describes the growing interest in electronic bank account management.

Bank account management is not rocket science. The task is not intellectually difficult, but rather operationally difficult because of the requirements for precision and accuracy with respect to constantly changing small details. For most of banking's history, accounts were administered via paper documents executed in multiples and physically delivered to the account-holding bank, whether by courier or mail, by carriage, vehicle, boat, or more recently by airmail. Technological improvements in document management have transformed the process, such that a task once requiring months for completion can now be done in days or weeks, depending on the locality.

New Mercator research, Commercial Bank Account Management: The Promise of eBAM, explores the electronic bank account management (eBAM) landscape including the challenges with established methods, interim solutions, and visions for the future. An overview of vendors offering eBAM solutions for banks and corporations is also presented.

"The process of automating bank account management in a corporation begins with the assembly of an accurate current status report, including data cleansed and confirmed by the banks involved," commented Patricia McGinnis, director of the Commercial and Enterprise Payments Service at Mercator Advisory Group and the author of the report. "Electronic updating cannot begin until an electronic foundation is laid, but even then, some countries and some banks will be unable to support EBAM in the near future."

Highlights of the report include:


  • Functional description of the bank account management process
  • Assessment of current eBAM initiatives
  • Identification of barriers to global eBAM adoption
  • Vendor introductions for those offering solutions to corporations and to banks


The report is 26 pages long and contains 11 exhibits.

Companies mentioned in this report include: Bank of America, Citibank, Deutsche Bank, HSBC, JPMorgan Chase, Royal Bank of Scotland, Fiserv, Flux, Hanse Orga, IdenTrust, Kyriba, Pegasystems, SunGard, SWIFT, Wall Street Systems, and Wipro.

Members of Mercator Advisory Group's Commercial and Enterprise Advisory Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits payments.