North American PaymentsInsights

Order Form

    This Report is available to members of Mercator Advisory Group’s North American PaymentsInsights Service. Please be advised that this Report is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Report contains significant depth of content that is selected for its strategic importance to our members.

    While the Report represents significant analyst time invested, there is no means of our ascertaining if it will fully meet your specific intended purposes. Typically, these Reports form the basis for future discussions with our clients where we are able to fine-tune additional information that we have gathered in the construction of the series of Reports (or locate new information rapidly due to our exclusive focus on gathering information in the payments industry) for specific member needs.

    This individual Primary Data Report is not available as a single purchase. 


    Use the form below to request more information on becoming a Primary Data member.




2019 U.S. PaymentsInsights - Debit Cards and P2P Payments: Solid Partners

Debit Cards and P2P Payments Both Integral to U.S. Consumers’ Payments Repertoire.

New report from Mercator Advisory Group 2019 North American PaymentsInsights survey series finds U.S. consumers’ continued use of debit cards and P2P payments.

You must be subscribed to Mercator's North American PaymentsInsights service to download this Report

Mercator Advisory Group’s most recent report, Debit Cards and P2P Payments: Solid Partners, a 2019 U.S. PaymentsInsights study, reveals that the debit cards and person-to-person (P2P) payments are both core components of the U.S. payment ecosphere today.

This report from Mercator Advisory Group’s Primary Data service is based on a sample of 3,002 U.S. adults surveyed in the annual online Payments survey of Mercator’s North American PaymentsInsights series, conducted in June 2019.

The study highlights consumers’ use of debit cards relative to other payment types, participation in debit card reward programs, and new account opening. Additionally, the survey covers usage of P2P payment services, key P2P brands, reasons for using and not using P2P payments, and P2P fraud.

“Both debit cards and P2P payments are key components in the payments repertoire of U.S. consumers. Each has strengths in serving different constituencies. Debit card has a core group of users who prefer debit over credit cards and use it for all the transactions for which others would use credit. Person-to-person (P2P) payment services are continuing to grow as people and businesses find more use for it,” stated the author of the report, Peter Reville, director of Primary Data Services at Mercator Advisory Group, which includes the North American PaymentsInsights series.

Companies mentioned in the survey results shown include: Apple, Facebook, Google, MoneyGram, PayPal, PeoplePay, PopMoney, Square, Venmo, Western Union, and Zelle.

Highlights of this report include:

  • Current payment card usage in the U.S.

  • The use of payment cards online and off line

  • The incidence of debit card fraud

  • Debit card rewards

  • P2P payment usage

  • The types of P2P payments used

  • P2P payment fraud