MasterCard Is the Largest U.S. Commercial Credit Card Settlement Network


Mercator Advisory Group examines the current trends and the growth trajectory in the commercial card market

Boston, MA – June 04, 2014 –Proxy currencies, tokenization, increased concerns for fraud, branchless banking, and big data are just a few emerging factors influencing today’s commercial card market. These influences are causing a paradigm shift as new market entrants threaten to disenfranchise legacy systems or at least impact how they function. In response, commercial card issuers are transforming themselves from issuers of plastic to providers of virtual account numbers, mobile applications, chip technology, and comprehensive reporting systems.

Mercator Advisory Group's newest report, State of the Commercial Card Market, 2014, examines the trends and growth trajectory for the commercial card product set.

"Commercial cards continue to be an important and contributor to a bank’s cash management revenue and product growth, second only to wire,” comments Amy Hoke, Director of Mercator Advisory Group’s Commercial and Enterprise Payments Advisory Service and author of the report. “Being an issuer is no longer reserved for the top-tier national banks.”

Highlights of the report include:

  • Influencers on today’s commercial card market

  • State of the market

  • Issuers’ assessment of their businesses

  • Trends

One of the 6 exhibits included in this report:

State of the Commercial Card Market, 2014_IMAGE

The Research Note is 9 pages long and contains 6 exhibits.

Companies mentioned in this report: American Express, Bank of America, Citibank, City National Bank, Comdata, Commerce Bank, JPM Chase, MasterCard, PNC, SunTrust, U.S. Bank, and Visa.

Members of Mercator Advisory Group's Commercial and Enterprise Payments Advisory Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.

Please visit us online at

For more information and media inquiries, please call Mercator Advisory Group's main line: (781) 419-1700, send E-mail to

Follow us on Twitter @

About Mercator Advisory Group
Mercator Advisory Group is the leading, independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world's largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal