Order Form

    This individual Note State of the Commercial Card Market, 2014is available for purchase. This Note is available to members of Mercator Advisory Group’s Credit Advisory Service. Please be advised that this Note is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Note contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).

    While the Note represents significant analyst time invested, there is no means of our ascertaining if it will fully meet your specific intended purposes. Typically, these Notes form the basis for future discussions with our clients where we are able to fine-tune additional information that we have gathered in the construction of the series of Notes (or locate new information rapidly due to our exclusive focus on gathering information in the payments industry) for specific member needs.

    Unfortunately, in fairness to our paying members, we are not able to offer this level of support for a single Note purchase. We will, however, credit any Research Document purchase against the future purchase price of the service should you become a member within 30 days of purchasing the document.

    The price for individual Note purchases is $1450 per document. 


    Click here for a fax-back order form




State of the Commercial Card Market, 2014

Commercial card issuers are transforming themselves from issuers of plastic to providers of virtual account numbers, mobile applications, chip technology and comprehensive reporting systems. This is the state of the commercial card market today.

Boston, MA – June 03, 2014 –Proxy currencies, tokenization, increased concerns for fraud, branchless banking, and big data are just a few emerging factors influencing today’s commercial card market. These influences are causing a paradigm shift as new market entrants threaten to disenfranchise legacy systems or at least impact how they function. In response, commercial card issuers are transforming themselves from issuers of plastic to providers of virtual account numbers, mobile applications, chip technology, and comprehensive reporting systems.

Mercator Advisory Group's newest report, State of the Commercial Card Market, 2014, examines the trends and growth trajectory for the commercial card product set.

"Commercial cards continue to be an important and contributor to a bank’s cash management revenue and product growth, second only to wire,” comments Amy Hoke, Director of Mercator Advisory Group’s Commercial and Enterprise Payments Advisory Service and author of the report. “Being an issuer is no longer reserved for the top-tier national banks.”

The Research Note is 9 pages long and contains 6 exhibits.

Companies mentioned in this report: American Express, Bank of America, Citibank, City National Bank, Comdata, Commerce Bank, JPM Chase, MasterCard, PNC, SunTrust, U.S. Bank, and Visa.

Members of Mercator Advisory Group's Commercial and Enterprise Payments Advisory Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.


Highlights of the report include:

  • Influencers on today’s commercial card market

  • State of the market

  • Issuers’ assessment of their businesses

  • Trends