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Retail Virtual Lockboxes: Hint: They Aren't a Box

While many non-financial services companies, ranging from Microsoft to MangoSoft, offer online data storage, they lack the reputation for trust that banks have long cultivated. Before a non-FI becomes the dominant player in the virtual lockbox/safe deposit space, this is a critical time for companies in the bank vendor space to capture market share by developing and marketing this increasingly relevant product to retail and small business accountholders.