Debit and Alternative Products

Order Form

    This individual Note Retail DDA Fee Structuresis available for purchase. This Note is available to members of Mercator Advisory Group’s Debit and Alternative Products Advisory Service. Please be advised that this Note is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Note contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).

    While the Note represents significant analyst time invested, there is no means of our ascertaining if it will fully meet your specific intended purposes. Typically, these Notes form the basis for future discussions with our clients where we are able to fine-tune additional information that we have gathered in the construction of the series of Notes (or locate new information rapidly due to our exclusive focus on gathering information in the payments industry) for specific member needs.

    Unfortunately, in fairness to our paying members, we are not able to offer this level of support for a single Note purchase. We will, however, credit any Research Document purchase against the future purchase price of the service should you become a member within 30 days of purchasing the document.

    The price for individual Note purchases is $1450 per document. 


    Click here for a fax-back order form




Retail DDA Fee Structures

Retail checking accounts have been provided to US consumers at little or no cost for decades. In 2010, this service strategy began to change as the predictable non-interest income streams of payments-related fees were either clawed back or threatened. Add to that a soft credit market, additional capital requirements, and new fee assessments, and there should be no surprise that new checking account fee schemes are beginning to appear across a larger segment of the market. In this Note, we'll examine the fee strategies of some of the leading debit issuers in the country and offer our opinion on what we're seeing as near-term pricing trends.