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    This individual Note Remote Deposit Capture: Consumers on the Gois available for purchase. This Note is available to members of Mercator Advisory Group’s Debit and Alternative Products Advisory Service. Please be advised that this Note is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Note contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).

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Remote Deposit Capture: Consumers on the Go

The persistent use of paper checks for payments of everything from expense reimbursements to credit balance refunds to commissions is no match for mobile financial service product developers. The ability of smartphones to capture high quality images is at the heart of remote deposit capture solutions capable of turning a promise to pay into spendable funds on the go.

In this Note, we'll examine the current state of mobile remote deposit capture services to look at who's developing them, who's deploying them, and who's using them.