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    This individual Note Consumer Credit Card Issuers: Struggling in a Growing Market(1)is available for purchase. This Note is available to members of Mercator Advisory Group’s Credit Advisory Service. Please be advised that this Note is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Note contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).

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Consumer Credit Card Issuers: Struggling in a Growing Market(1)

U.S. consumer credit card spending reached an all-time high in 2012. Unfortunately for issuers, this volume isn’t producing much interest income. Consumers are choosing not to carry balances, which is why many credit card banks are struggling to find profits in this growing market.

This is a Mercator Advisory Group Note and is available through a membership services relationship. It is also available for one-off purchase.

Members of Mercator Credit Advisory Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.