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    This individual Note Changing Places: Prepaid Open Loop Cards Poised to Pass Closed Loop Dollar Loads in 2012is available for purchase. This Note is available to members of Mercator Advisory Group’s Prepaid Advisory Service. Please be advised that this Note is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Note contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).

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Changing Places: Prepaid Open Loop Cards Poised to Pass Closed Loop Dollar Loads in 2012

The dollar loads on closed loop prepaid cards historically has topped that of open loop products by a significant amount. As open loop cards continue to become a viable replacement for check and cash-based payments and innovation continues to evolve around the products, the gap between annual dollar loads on open and closed narrows. Mercator Advisory Group observes that the current trajectory of open and closed dollar loads shows a major transition occurring at or near the year 2012 with open loop dollar loads topping closed.