Mercator Blog

Three Indicators Signal Risk Ahead for the U.S. Credit Card Industry
Author: Brian Riley, Director, Credit Advisory Service
Date: Monday, June 5, 2017
International Markets for Commercial Cards Remain a Good Business
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Thursday, May 4, 2017
Why Banks and Credit Unions Should Staunch the Outflow of Bill-Pay Transactions to Biller-Direct and Other Nonbank Bill-Pay Sites
Author: Sarah Grotta, Director, Debit Advisory Service
Date: Friday, April 28, 2017
More Than Half of U.S. Consumers Would Like Their Financial Institution to Help Them Budget to Better Manage Their Finances
Author: Karen Augustine, Manager, Primary Data Services
Date: Tuesday, April 25, 2017
Mobile Cash Access as a Milestone in the Migration to Mobile Banking
Author: Joseph Walent, Associate Director, Customer Interaction Advisory Service
Date: Thursday, April 20, 2017
U.S. Credit Card Issuers Should Consider the Implications of the European Union's Payment Services Directive 2 (PSD2)
Author: Brian Riley, Director, Credit Advisory Service
Date: Wednesday, April 5, 2017
Don't Forget Better Receivables Management When Discussing Faster Payments
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Friday, March 31, 2017
Strong Credit Card Growth Requires Preparation for a Market Shift
Author: Brian Riley, Director, Credit Advisory Service
Date: Wednesday, March 22, 2017
Strong Interest in Using Mobile Device to Withdraw Cash From ATMs
Author: Karen Augustine, Manager, Primary Data Services
Date: Friday, March 17, 2017
Merchants Looking to Tie Loyalty to a Payment Product May Find a Solution in Decoupled Debit
Author: Sarah Grotta, Director, Debit Advisory Service
Date: Wednesday, March 8, 2017
Consumers Need More Support for Mobile Banking
Author: Karen Augustine, Manager, Primary Data Services
Date: Sunday, March 5, 2017
Can Mobile Payments Overcome Early Challenges and Increase Consumer Adoption?
Author: Raymond Pucci, Associate Director, Research Services
Date: Tuesday, February 28, 2017
Payments Fraud Is One Clear Symptom of the Greater Cyber Threats Now Plaguing the Industrialized World
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Tuesday, February 14, 2017
Market Trends Suggest It Is Time for Banks and Credit Unions to Take Another Look at Cash Access Strategies
Author: Sarah Grotta, Director, Debit Advisory Service
Date: Friday, February 10, 2017
84% of Small Businesses Visit Branches Primarily to Make Teller Deposits
Author: Karen Augustine, Manager, Primary Data Services
Date: Wednesday, February 8, 2017
Debit Versus Prepaid: What Account Structure Makes More Sense for Providers?
Author: Ben Jackson, Director, Prepaid Advisory Service
Date: Monday, February 6, 2017
Rewards and Better Interest Rates Are U.S. Consumers' Top Reasons for Switching Banks
Author: Karen Augustine, Manager, Primary Data Services
Date: Wednesday, February 1, 2017
There Is More Technology Flexibility Than Ever Before to Digitize Business Cash Cycle Processes
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Friday, January 27, 2017
New Biometrics Technology Is Reshaping the Authentication Market
Author: Tim Sloane, VP, Payments Innovation
Date: Wednesday, January 25, 2017
Biometrics Today and Tomorrow
Author: Tim Sloane, VP, Payments Innovation
Date: Friday, January 13, 2017
U.S. Consumers Using Online Payment Services for More Than Just Online Purchases
Author: Karen Augustine, Manager, Primary Data Services
Date: Thursday, January 5, 2017
Fundamentals Remain Key, but Issuers Must Consider Alternative Approaches to Advance Virtual Card Use by Suppliers
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Thursday, December 22, 2016
Alternative Models of Credit Scoring: New Options, New Risks
Author: Brian Riley, Director, Credit Advisory Service
Date: Tuesday, December 20, 2016
U.S. Merchants Strike Back Against Card-Not-Present Fraud in Online Transactions
Author: Raymond Pucci, Associate Director, Research Services
Date: Friday, December 9, 2016
Use of Healthcare Accounts in the U.S. Is Booming as Healthcare Costs Rise
Author: Sarah Grotta, Director, Debit Advisory Service
Date: Monday, November 28, 2016
Interest in EMV Remains Strong, Though Young Adults and Mobile Payers Are More Likely to Be Bothered by Its Process
Author: Karen Augustine, Manager, Primary Data Services
Date: Monday, November 14, 2016
CEO Steps Down Just as Ripple Labs Is Ready for Liftoff
Author: Tim Sloane, VP, Payments Innovation
Date: Wednesday, November 2, 2016
Help Customers Achieve Financial Goals Using Automation
Author: Tim Sloane, VP, Payments Innovation
Date: Thursday, October 20, 2016
The State of the U.S. Commercial Card Market
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Tuesday, October 18, 2016
Analyst Back and Forth: CVS Pay—One Too Many “Pays” or Just Enough?
Author: Raymond Pucci, Associate Director, Research Services
Date: Thursday, September 15, 2016
Systems Monitoring Is Key to Customer Satisfaction
Author: Mercator, Research Team
Date: Thursday, August 11, 2016
A New Specification Enables a Fast Dip for EMV and Speeds EMV Certification. Here’s How.
Author: Tim Sloane, VP, Payments Innovation
Date: Friday, August 5, 2016
Banking Channels Innovations Can Offset the Challenges of a Flattening Yield Curve
Author: Mercator, Research Team
Date: Tuesday, July 12, 2016
Commercial and Enterprise Payments Advisory Service Newsletter - July 2016
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Tuesday, July 5, 2016
Analyst Back and Forth: Loyalty Rewards Reboots–Plenti and Stars for Everyone?
Author: Joseph Walent, Associate Director, Customer Interaction Advisory Service
Date: Tuesday, June 28, 2016
Observations from FIS Connect 2016
Author: Sarah Grotta, Director, Debit Advisory Service
Date: Friday, June 17, 2016
Reconfigured Branches Require Redefined Banking Roles
Author: Mercator, Research Team
Date: Wednesday, June 15, 2016
Analyst Back and Forth: The End of MCX?
Author: Mercator, Research Team
Date: Friday, May 27, 2016
Did Google Just Make Mobile Account Opening a Bit Easier?
Author: Mercator, Research Team
Date: Friday, May 20, 2016
Are You Relying on Astrology for Your Business Strategy?
Author: Ben Jackson, Director, Prepaid Advisory Service
Date: Monday, May 16, 2016
Back and Forth with Tim Sloane: On-Demand Payments
Author: Mercator, Research Team
Date: Thursday, May 12, 2016
Prepaid Bulletin - May 2016
Author: Ben Jackson, Director, Prepaid Advisory Service
Date: Friday, May 6, 2016
Commercial and Enterprise Payments Advisory Service Newsletter - May 2016
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Thursday, May 5, 2016
Direct Banks are Vying for Market Share – and Deposits
Author: Mercator, Research Team
Date: Thursday, April 28, 2016
Prepaid Bulletin - April 2016
Author: Ben Jackson, Director, Prepaid Advisory Service
Date: Monday, April 18, 2016
Observations from BAI Payments Connect
Author: Mercator, Research Team
Date: Tuesday, March 22, 2016
Bankruptcy Court Is a Good Sport, Allows Sports Authority Gift Card Redemptions
Author: Ben Jackson, Director, Prepaid Advisory Service
Date: Tuesday, March 8, 2016
Debit Bulletin - March 2016
Author: Sarah Grotta, Director, Debit Advisory Service
Date: Monday, March 7, 2016
Alternative Lending Faces Headwinds in 2016
Author: Mercator, Research Team
Date: Thursday, March 3, 2016
What to Do Now? Trying to Make Sense of Fluctuating Interest Rates
Author: Mercator, Research Team
Date: Wednesday, March 2, 2016