Mercator Blog

Slow adoption of open banking vs. surge in API platforms operating in the cloud
Author: Tim Sloane, VP, Payments Innovation
Date: Tuesday, December 31, 2019
Friendly Fraud Is Driving Increased Merchant Chargebacks
Author: Raymond Pucci, Director, Merchant Services
Date: Monday, December 23, 2019
Skirmish Between Banks and Fintechs over Financial Planning Apps
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Monday, December 16, 2019
Secure Remote Commerce (SRC) speeds online and mobile checkout while assuring greater security. Here’s how.
Author: Tim Sloane, VP, Payments Innovation
Date: Wednesday, December 4, 2019
The Enduring Use, for Now, of Cash and ATMs
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Friday, November 29, 2019
Tracking Down More Insight
Author: Peter Reville, Director, Primary Research Services
Date: Friday, October 11, 2019
Decentralized ID and self-sovereign identity are in the works
Author: Tim Sloane, VP, Payments Innovation
Date: Friday, September 27, 2019
Merchant services for small businesses evolve beyond mobile point-of-sale payment acceptance
Author: Raymond Pucci, Director, Merchant Services
Date: Thursday, September 5, 2019
Commercial credit card spend in North American the mid-to-large corporate markets heads toward $1 trillion.
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Thursday, August 22, 2019
Distributed ID and Self-Sovereign Identity Are Years Away but Impact EMV 3D Secure Deployment Now
Author: Tim Sloane, VP, Payments Innovation
Date: Thursday, August 15, 2019
2019 a Breakout Year for U.S. Online Grocery Ordering
Author: Raymond Pucci, Director, Merchant Services
Date: Wednesday, June 26, 2019
Debit Card Issuers’ Search for the Most Motivating yet Cost-effective Loyalty Reward Options
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Tuesday, June 4, 2019
What Works and What Doesn’t Work in Merchants’ Customer Loyalty Programs
Author: Raymond Pucci, Director, Merchant Services
Date: Thursday, May 23, 2019
Emerging Technology Advisory Service Update - April 2019
Author: Tim Sloane, VP, Payments Innovation
Date: Wednesday, April 3, 2019
Credit Advisory Service Update - April 2019
Author: Brian Riley, Director, Credit Advisory Service
Date: Monday, April 1, 2019
Every Credit Card Executive Needs to Know the Nuances of Asset-backed Securities
Author: C. Sue Brown, Director, Prepaid Advisory Service
Date: Thursday, February 28, 2019
Competing Technology Crowds E-Commerce Security Market
Author: Tim Sloane, VP, Payments Innovation
Date: Tuesday, February 12, 2019
Banks Need to Prioritize Digital Infrastructure to Retain Corporate Clients and Compete in Coming Years
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Monday, February 4, 2019
Credit Cards - Slower Growth, Leaner Profits, and Higher Risks
Author: Brian Riley, Director, Credit Advisory Service
Date: Wednesday, January 30, 2019
Security and Lack of Rewards Are Top Reasons That U.S. Consumers Do Not Use Debit Cards Online
Author: Mercator, Research Team
Date: Friday, January 18, 2019
U.S. Consumers Report That Credit Cards Are Now Their Most Preferred Payment Type in Stores
Author: Mercator, Research Team
Date: Tuesday, December 25, 2018
Debit and Prepaid Cards: Are There Any Remaining Differences?
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Monday, December 17, 2018
U.S. Auto Makers and Developers Are Just Starting Their Engines for Connected Car E-commerce
Author: Raymond Pucci, Director, Merchant Services
Date: Friday, December 14, 2018
25 Million Exceptions Is Not Bad Considering 66 Billion Credit Card Transactions Are Being Processed
Author: Brian Riley, Director, Credit Advisory Service
Date: Friday, November 30, 2018
Placing Bets on the Long-term Role of ATMs
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Wednesday, November 21, 2018
Business-to-Business (B2B) Marketplaces Present New Opportunity for E-commerce
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Friday, November 16, 2018
Mobile Payment Adoption in U.S. Stalls With Half of Consumers Using Mobile Payments
Author: Mercator, Research Team
Date: Wednesday, November 14, 2018
Prepaid Advisory Service Update - October 2018
Author: C. Sue Brown, Director, Prepaid Advisory Service
Date: Tuesday, October 23, 2018
The Impact of Reduced Global Card Interchange Rates on Debit Cards
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Thursday, October 18, 2018
Commercial and Enterprise Payments Advisory Service Update - September 2018
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Friday, September 14, 2018
Survey Finds That Purchase of Virtual Prepaid Cards Delivered Digitally Remains Strong
Author: Mercator, Research Team
Date: Friday, September 7, 2018
Digital Technologies Providing Tighter, More Seamless Connections in the Corporate Cash Cycle.
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Thursday, September 6, 2018
Debit and Alternative Products Advisory Service Update - September 2018
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Tuesday, September 4, 2018
Credit Advisory Service Update - August 2018
Author: Brian Riley, Director, Credit Advisory Service
Date: Tuesday, August 21, 2018
Supply Chain Finance Continues to Expand With Modern Technology and Broadening Approaches by Fintechs
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Tuesday, July 31, 2018
Commercial and Enterprise Payments Advisory Service Update - June 2018
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Thursday, June 21, 2018
EMV QR Codes Could Solve the E-commerce Fraud Problem if Merchant Concerns Can Be Overcome
Author: Tim Sloane, VP, Payments Innovation
Date: Monday, June 18, 2018
Debit and Alternative Products Advisory Service Update - June 2018
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Thursday, June 14, 2018
Credit Advisory Service Update - June 2018
Author: Brian Riley, Director, Credit Advisory Service
Date: Wednesday, June 6, 2018
U.S. Consumers Are More Likely to Save Up for Specific Goals
Author: Mercator, Research Team
Date: Wednesday, May 23, 2018
Robust Asian Mobile Payment Apps Drive Life-Style Commerce
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Wednesday, May 16, 2018
Access To No-Fee ATMs Is Increasingly Important To U.S. Consumer
Author: Mercator, Research Team
Date: Friday, April 27, 2018
Opportunity Forecast for Commercial Cards in Major Markets Around the Globe
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Wednesday, April 11, 2018
As Open Banking and Its Enabling APIs Debut in Europe and the U.K., the Waves Are Felt in the U.S.
Author: Ken Paterson, VP Special Projects
Date: Monday, March 26, 2018
Is the CFPB’s Final Prepaid Rule Really Final?
Author: C. Sue Brown, Director, Prepaid Advisory Service
Date: Tuesday, March 20, 2018
Small Business Credit Cards Have Plenty of Growth Potential in the U.S.
Author: Brian Riley, Director, Credit Advisory Service
Date: Wednesday, March 14, 2018
Participants in FI Relationship Rewards Programs Are Motivated to Stay or Expand Engagement
Author: Mercator, Research Team
Date: Tuesday, March 13, 2018
The FICO Score: Valuable for More Than Just Credit Underwriting
Author: Brian Riley, Director, Credit Advisory Service
Date: Monday, February 26, 2018
27% of Small Businesses in the U.S. Use Alternative Online Lenders
Author: Mercator, Research Team
Date: Wednesday, February 14, 2018
New Faster Payments Solutions Being Launched at a Rapid Pace in the U.S.
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Wednesday, February 14, 2018