Mercator Blog

The BNPL Value Proposition: Consumers, Don’t Throw Away Your Credit Card
Author: Brian Riley, Director, Credit Advisory Service
Date: Friday, May 7, 2021
Non-Fungible Token (NFT) – Good Investment or Ripe for Fraud?
Author: Tim Sloane, Vice President, Payments Innovation
Date: Tuesday, April 27, 2021
The Buy Now Pay Later Merchant Proposition: Credit Card Interchange Is Cheaper
Author: Brian Riley, Director, Credit Advisory Service
Date: Friday, March 26, 2021
The Outlook for Business Travel
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Tuesday, February 9, 2021
A Requested Clarification of Regulation II Could Change Prepaid and Challenger Banks as We Know It
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Wednesday, January 27, 2021
BNPL Loans: Use the Strength of Financial Institutions to Capture the Market
Author: Brian Riley, Director, Credit Advisory Service
Date: Thursday, December 10, 2020
CFPB Provides an Opinion on Earned Wage Access, Raising More Questions
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Thursday, December 3, 2020
Calling Out Winners and Losers if Regulation II is Redefined
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Monday, October 26, 2020
Consumers Ditch Computers for Phones in E-commerce
Author: Mercator, Research Team
Date: Wednesday, October 21, 2020
The CPI Virtual Summit 2020
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Monday, October 19, 2020
COVID-19 and the Death of—Analog Commercial Payments
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Thursday, September 17, 2020
Separating Hype from Reality of Contactless Payments Through Data
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Friday, August 21, 2020
We Accept Contactless...Just Not Yours
Author: Mercator, Research Team
Date: Tuesday, July 28, 2020
Cash: Casualty of the Pandemic?
Author: Mercator, Research Team
Date: Tuesday, July 21, 2020
Time to Rethink Credit Card Program Management
Author: Brian Riley, Director, Credit Advisory Service
Date: Friday, July 10, 2020
COVID-19 and Commercial Payments – It’s All About the Curve
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Wednesday, July 1, 2020
Small Business Realities 2020
Author: Mercator, Research Team
Date: Wednesday, May 27, 2020
Severe Merchant Distress from U.S. Shutdown — but Not Without Hope to Recover
Author: Raymond Pucci, Director, Merchant Services
Date: Friday, May 8, 2020
Small Business Credit Cards: PPP and Main Street Lending Save the Market
Author: Brian Riley, Director, Credit Advisory Service
Date: Wednesday, May 6, 2020
COVID-19 and Commercial Payments — a Few Weeks Later
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Monday, May 4, 2020
COVID-19 Update: Things Could Be Worse
Author: Mercator, Research Team
Date: Tuesday, April 14, 2020
Commercial Payments and COVID-19
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Saturday, April 4, 2020
COVID-19 and Credit Products
Author: Brian Riley, Director, Credit Advisory Service
Date: Thursday, April 2, 2020
COVID-19 and Debit and Alternative Payments Products
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Tuesday, March 31, 2020
Coronavirus Update: The Outlook for Payments
Author: Mercator, Research Team
Date: Monday, March 23, 2020
COVID-19 and the Payments Industry
Author: Mercator, Research Team
Date: Monday, March 16, 2020
Merchant Mobile Apps Drive Consumer Adoption and Engagement
Author: Raymond Pucci, Director, Merchant Services
Date: Friday, February 28, 2020
Credit Card Profits Are Back, but Issuers Must Protect Against the Inevitable Economic Shift
Author: Brian Riley, Director, Credit Advisory Service
Date: Wednesday, February 19, 2020
Iot Payments, a Payment Mode Further Automating and Digitizing the Consumer Purchase Cycle
Author: Tim Sloane, Vice President, Payments Innovation
Date: Monday, January 27, 2020
Approaches and Priorities for Fighting Faster Payments Fraud
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Tuesday, January 21, 2020
Slow adoption of open banking vs. surge in API platforms operating in the cloud
Author: Tim Sloane, Vice President, Payments Innovation
Date: Tuesday, December 31, 2019
Program Innovations Keep Private Label Credit Cards Competitive in the Consumer Retail Marketplace
Author: Brian Riley, Director, Credit Advisory Service
Date: Tuesday, December 31, 2019
Friendly Fraud Is Driving Increased Merchant Chargebacks
Author: Raymond Pucci, Director, Merchant Services
Date: Monday, December 23, 2019
Skirmish Between Banks and Fintechs over Financial Planning Apps
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Monday, December 16, 2019
Secure Remote Commerce (SRC) speeds online and mobile checkout while assuring greater security. Here’s how.
Author: Tim Sloane, Vice President, Payments Innovation
Date: Wednesday, December 4, 2019
The Enduring Use, for Now, of Cash and ATMs
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Friday, November 29, 2019
Tracking Down More Insight
Author: Mercator, Research Team
Date: Friday, October 11, 2019
Decentralized ID and self-sovereign identity are in the works
Author: Tim Sloane, Vice President, Payments Innovation
Date: Friday, September 27, 2019
Merchant services for small businesses evolve beyond mobile point-of-sale payment acceptance
Author: Raymond Pucci, Director, Merchant Services
Date: Thursday, September 5, 2019
Commercial credit card spend in North American the mid-to-large corporate markets heads toward $1 trillion.
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Thursday, August 22, 2019
Distributed ID and Self-Sovereign Identity Are Years Away but Impact EMV 3D Secure Deployment Now
Author: Tim Sloane, Vice President, Payments Innovation
Date: Thursday, August 15, 2019
2019 a Breakout Year for U.S. Online Grocery Ordering
Author: Raymond Pucci, Director, Merchant Services
Date: Wednesday, June 26, 2019
Debit Card Issuers’ Search for the Most Motivating yet Cost-effective Loyalty Reward Options
Author: Sarah Grotta, Director, Debit and Alternative Products Advisory Service
Date: Tuesday, June 4, 2019
What Works and What Doesn’t Work in Merchants’ Customer Loyalty Programs
Author: Raymond Pucci, Director, Merchant Services
Date: Thursday, May 23, 2019
Emerging Technology Advisory Service Update - April 2019
Author: Tim Sloane, Vice President, Payments Innovation
Date: Wednesday, April 3, 2019
Credit Advisory Service Update - April 2019
Author: Brian Riley, Director, Credit Advisory Service
Date: Monday, April 1, 2019
Every Credit Card Executive Needs to Know the Nuances of Asset-backed Securities
Author: Mercator, Research Team
Date: Thursday, February 28, 2019
Competing Technology Crowds E-Commerce Security Market
Author: Tim Sloane, Vice President, Payments Innovation
Date: Tuesday, February 12, 2019
Banks Need to Prioritize Digital Infrastructure to Retain Corporate Clients and Compete in Coming Years
Author: Steve Murphy, Director, Commercial and Enterprise Payments Advisory Service
Date: Monday, February 4, 2019
Credit Cards - Slower Growth, Leaner Profits, and Higher Risks
Author: Brian Riley, Director, Credit Advisory Service
Date: Wednesday, January 30, 2019