Debit Advisory Service
Service Description Mercator Advisory Group's Debit Advisory Service (DAS) focuses on the needs of Debit issuers, acquirers, processors and the vendors who serve them. The emphasis of this service is on the various forms of electronic consumer and commercial payment methods that involve accessing a transaction-based account. These methods include, for example, debit cards, ACH, and EFT.
From the perspective of accountholders, financial institutions, and merchants Mercator Advisory Group examines the impact of current and future technology on business processes at all stages of the debit account and transaction lifecycle. Mercator Advisory Group's engagement and coverage includes, but is not limited to: account management and servicing, loyalty programs, risk management, POS devices, strategic positioning, ATM market, check conversion, bill payment and vendor management.
Mercator Advisory Group’s Debit Advisory Service focuses on identifying areas of opportunity, monitoring new developments that will impact growth from perspectives across all stakeholders, analyze key metrics, and identify trends including but not limited to: best practices, innovative strategies, regulatory issues, partnership opportunities, risk management, key market practitioners, and emerging business lines.
Principal Focus Areas: - Debit Card Industry Strategy & Evolution
o Virtual and Mobile PIN-based Transactions
o Commercial Debit Market
o Growth Opportunities and Emerging Markets
- Issuer Account Lifecycle Strategies & Technologies
o Account Management & Servicing
o Risk and Fraud Management
o Loyalty Programs
o Outsourcing/Insourcing
- Alternative Products
o Co-branded Debit
o ACH payments
o Debit-to-Credit
- EFT Networks
o National vs. Regional Networks
o Value Differentiators
o M&A Activity
- Debit Acquiring & Merchant Services
o Check Conversion
o Economic Models including Interchange
o Bill Payment
o Loyalty & Marketing Partnerships
- Financial Institutions
o ATM Market Trends & Strategies
o EBPP
o Cross Sell Opportunities
 Most Recent Five Documents (2.01) |
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| Debit Card Industry Strategy & Evolution (2.1) |
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| Issuer Account Lifecycle Strategies & Technologies (2.2) |
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| Alternative Products (2.3) |
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| EFT Networks (2.4) |
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| Debit Acquiring and Merchant Services (2.5) |
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| Financial Institutions (2.6) |
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